Machhapuchchhre Bank (XNEP:MBL) GF Score: 71/100 (As of Jul. 26, 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:MBL Machhapuchchhre Bank Ltd XNEP:MBL
71 GF Score
Price NPR259.90
GF Value NPR253.63
Valuation Fairly Valued
! 2 Warning Signs
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What is Machhapuchchhre Bank GF Score?

Machhapuchchhre Bank XNEP:MBL +1.92% 71 GF Score is 71 as of Jul. 26, 2026, which is 20% below its 10-year median of 89.00. GuruFocus rates XNEP:MBL with a GF Score™ of 71/100 and a GF Value™ of NPR253.63 (Fairly Valued). The stock has 2 warning signs investors should review.

Machhapuchchhre Bank has the GF Score of 71, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 6/10
3. Growth Rank : 4/10
4. GF Value Rank : 5/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Machhapuchchhre Bank is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Machhapuchchhre Bank  (XNEP:MBL) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Machhapuchchhre Bank GF Score Related Terms


Machhapuchchhre Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, Machhapuchchhre Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Machhapuchchhre Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Machhapuchchhre Bank's GF Score distribution charts can be found below:

* The bar in red indicates where Machhapuchchhre Bank's GF Score falls into.


XNEP:MBL
71GF Score
Machhapuchchhre Bank Ltd XNEP:MBL
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 71 mean?
Machhapuchchhre Bank (XNEP:MBL) has a GF Score of 71 as of Jul. 26, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Machhapuchchhre Bank and its competitors. This is 20% below median its historical median of 89.00. Over the past decade, Machhapuchchhre Bank's GF Score has ranged from 49.00 to 100.00.
Is Machhapuchchhre Bank's GF Score too high?
Machhapuchchhre Bank's current GF Score of 71 is 20% below median its 10-year median of 89.00. Over the past 10 years, this metric has ranged from a low of 49.00 to a high of 100.00. Overall, Machhapuchchhre Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Machhapuchchhre Bank's GF Score compare to competitors?
Machhapuchchhre Bank's GF Score of 71 can be compared against companies in the Banks industry. Historically, Machhapuchchhre Bank's own GF Score has ranged from 49.00 to 100.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Machhapuchchhre Bank and its competitors. Machhapuchchhre Bank's current GF Score is 71, which is 20% below median its own 10-year median of 89.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Machhapuchchhre Bank stock overvalued right now?
Based on GuruFocus' analysis, Machhapuchchhre Bank (XNEP:MBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR253.63, compared to a current price of NPR259.90 — trading 2.5% above its estimated fair value. The current GF Score is 71, which is 20% below median its 10-year median of 89.00. Machhapuchchhre Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Machhapuchchhre Bank (XNEP:MBL), the current GF Score is 71 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Machhapuchchhre Bank (XNEP:MBL) Overvalued in 2026?

Based on GuruFocus' analysis, Machhapuchchhre Bank stock appears to be overvalued. The current stock price of NPR259.90 is trading 2.5% above its estimated GF Value™ of NPR253.63. GuruFocus considers Machhapuchchhre Bank to be Fairly Valued.

Key valuation signals for XNEP:MBL:

  • GF Score: 71 (20% below median its 10-year median of 89.00)
  • GF Value™: NPR253.63 vs. price of NPR259.90 (2.5% above fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the XNEP:MBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Machhapuchchhre Bank Business Description

Address Lazimpat, MBL Tower, Kathmandu, NPL, 12427
Machhapuchchhre Bank Ltd provides commercial banking services in Nepal. Its products and services cover deposits, loans, visa debit cards, mobile money, SME banking, remittance services, ATM services, internet banking, locker facility, and trade products. The bank also launched loan products for small-scale farmers, youths, and women entrepreneurs involved in small businesses. Its operating segment includes Banking, Treasury; Transaction Banking and Others. The company generates maximum revenue from the Banking segment.
71GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR259.90
Price
NPR253.63
GF Value