Machhapuchchhre BankXNEP:MBL -1.03%72 Net Margin % is 30.99% as of Apr. 2026, which is 15% above its 10-year median of 27.05. GuruFocus rates XNEP:MBL with a GF Score™ of 72/100 and a GF Value™ of NPR252.21 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,530 Banks companies, Machhapuchchhre Bank ranks better than 67.97% on this metric.
The historical rank and industry rank for Machhapuchchhre Bank's Net Margin % or its related term are showing as below:
XNEP:MBL'
s Net Margin % Range Over the Past 10 Years
Min: 16.2 Med: 27.05 Max: 41.97
Current: 32.07
XNEP:MBL's Net Margin % is ranked better than 67.97% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs XNEP:MBL: 32.07
Machhapuchchhre Bank (XNEP:MBL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Machhapuchchhre Bank Net Margin % Related Terms
Machhapuchchhre Bank Net Margin % Historical Data
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The historical data trend for Machhapuchchhre Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Machhapuchchhre Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Machhapuchchhre Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Machhapuchchhre Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Machhapuchchhre Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Machhapuchchhre Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Machhapuchchhre Bank (XNEP:MBL) has a Net Margin % of 30.99% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Machhapuchchhre Bank and its competitors. This is 15% above median its historical median of 27.05. Over the past decade, Machhapuchchhre Bank's Net Margin % has ranged from 16.20 to 41.97. According to the industry distribution chart, Machhapuchchhre Bank ranks #490 out of 1530 companies in the Banks industry, placing it in the top 32%.
Is Machhapuchchhre Bank's Net Margin % too high?
Machhapuchchhre Bank's current Net Margin % of 30.99% is 15% above median its 10-year median of 27.05. Over the past 10 years, this metric has ranged from a low of 16.20 to a high of 41.97. The Banks industry median Net Margin % is 26.85. Machhapuchchhre Bank's value of 30.99% is 15.4% above this industry median. Based on the distribution chart, Machhapuchchhre Bank ranks #490 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Machhapuchchhre Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Machhapuchchhre Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Machhapuchchhre Bank ranks #490 out of 1530 companies for Net Margin %. This puts Machhapuchchhre Bank in the upper half of its industry. The industry median Net Margin % is 26.85. Machhapuchchhre Bank's value of 30.99% is 15.4% above this benchmark. Historically, Machhapuchchhre Bank's own Net Margin % has ranged from 16.20 to 41.97 over the past decade. While the company's 10-year median is 27.05 vs. the industry median of 26.85, Machhapuchchhre Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Machhapuchchhre Bank's current Net Margin % of 30.99% is 15.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Machhapuchchhre Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Machhapuchchhre Bank's current Net Margin % is 30.99%, which is 15% above median its own 10-year median of 27.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Machhapuchchhre Bank stock overvalued right now?
Based on GuruFocus' analysis, Machhapuchchhre Bank (XNEP:MBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR252.21, compared to a current price of NPR240.50 — trading 4.6% below its estimated fair value. The current Net Margin % is 30.99%, which is 15% above median its 10-year median of 27.05 and 15.4% above the Banks industry median of 26.85. Machhapuchchhre Bank's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Machhapuchchhre Bank (XNEP:MBL), the current Net Margin % is 30.99% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Machhapuchchhre Bank (XNEP:MBL) Overvalued in 2026?
Based on GuruFocus' analysis, Machhapuchchhre Bank stock appears to be undervalued.
The current stock price of NPR240.50 is trading 4.6% below its estimated GF Value™ of NPR252.21.
GuruFocus considers Machhapuchchhre Bank to be Fairly Valued.
Key valuation signals for XNEP:MBL:
Net Margin %: 30.99% (15% above median its 10-year median of 27.05)
GF Value™: NPR252.21 vs. price of NPR240.50 (4.6% below fair value)
Industry Position: 15.4% above the Banks median (#490 of 1530)
No single metric tells the full story. See the XNEP:MBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Machhapuchchhre Bank Ltd provides commercial banking services in Nepal. Its products and services cover deposits, loans, visa debit cards, mobile money, SME banking, remittance services, ATM services, internet banking, locker facility, and trade products. The bank also launched loan products for small-scale farmers, youths, and women entrepreneurs involved in small businesses. Its operating segment includes Banking, Treasury; Transaction Banking and Others. The company generates maximum revenue from the Banking segment.
72GF Score
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