Machhapuchchhre Bank (XNEP:MBL) Moat Score: 0/10 (As of Jul. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:MBL Machhapuchchhre Bank Ltd XNEP:MBL
71 GF Score
Price NPR255.50
GF Value NPR253.44
Valuation Fairly Valued
! 1 Warning Sign
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What is Machhapuchchhre Bank Moat Score?

Machhapuchchhre Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Machhapuchchhre Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Machhapuchchhre Bank might have No Moat - No discernible moat.

Machhapuchchhre Bank  (XNEP:MBL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Machhapuchchhre Bank Moat Score Related Terms

XNEP:MBL
71GF Score
Machhapuchchhre Bank Ltd XNEP:MBL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Machhapuchchhre Bank (XNEP:MBL) Overvalued in 2026?

Based on GuruFocus' analysis, Machhapuchchhre Bank stock appears to be overvalued. The current stock price of NPR255.50 is trading 0.8% above its estimated GF Value™ of NPR253.44. GuruFocus considers Machhapuchchhre Bank to be Fairly Valued.

Key valuation signals for XNEP:MBL:

  • Moat Score: 0
  • GF Value™: NPR253.44 vs. price of NPR255.50 (0.8% above fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the XNEP:MBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Machhapuchchhre Bank Business Description

Address Lazimpat, MBL Tower, Kathmandu, NPL, 12427
Machhapuchchhre Bank Ltd provides commercial banking services in Nepal. Its products and services cover deposits, loans, visa debit cards, mobile money, SME banking, remittance services, ATM services, internet banking, locker facility, and trade products. The bank also launched loan products for small-scale farmers, youths, and women entrepreneurs involved in small businesses. Its operating segment includes Banking, Treasury; Transaction Banking and Others. The company generates maximum revenue from the Banking segment.
71GF Score

Get the complete analysis for XNEP:MBL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR255.50
Price
NPR253.44
GF Value