Machhapuchchhre Bank (XNEP:MBL) Cyclically Adjusted PS Ratio: 4.24 (As of Aug. 19, 2026) — 10% Above Median

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XNEP:MBL Machhapuchchhre Bank Ltd XNEP:MBL
70 GF Score
Price NPR247.60
GF Value NPR254.81
Valuation Fairly Valued
! 1 Warning Sign
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What is Machhapuchchhre Bank Cyclically Adjusted PS Ratio?

Machhapuchchhre Bank XNEP:MBL -0.96% 70 Cyclically Adjusted PS Ratio is 4.24 as of Aug. 19, 2026, which is 10% above its 10-year median of 3.86. GuruFocus rates XNEP:MBL with a GF Score™ of 70/100 and a GF Value™ of NPR254.81 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,304 Banks companies, Machhapuchchhre Bank ranks worse than 67.33% on this metric.

As of today (2026-08-19), Machhapuchchhre Bank's current share price is NPR247.60. Machhapuchchhre Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 was NPR58.36. Machhapuchchhre Bank's Cyclically Adjusted PS Ratio for today is 4.24.

The historical rank and industry rank for Machhapuchchhre Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

XNEP:MBL' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.79   Med: 3.86   Max: 4.95
Current: 4.27

During the past years, Machhapuchchhre Bank's highest Cyclically Adjusted PS Ratio was 4.95. The lowest was 2.79. And the median was 3.86.

XNEP:MBL's Cyclically Adjusted PS Ratio is ranked worse than
67.33% of 1304 companies
in the Banks industry
Industry Median: 3.44 vs XNEP:MBL: 4.27

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Machhapuchchhre Bank's adjusted revenue per share data for the three months ended in Apr. 2026 was NPR17.457. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NPR58.36 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Machhapuchchhre Bank  (XNEP:MBL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Machhapuchchhre Bank Cyclically Adjusted PS Ratio Related Terms


Machhapuchchhre Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Machhapuchchhre Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Machhapuchchhre Bank Cyclically Adjusted PS Ratio Chart

Machhapuchchhre Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 4.11 3.98 4.52 4.32

Machhapuchchhre Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.62 4.32 3.70 4.10 4.15

Machhapuchchhre Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Machhapuchchhre Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Machhapuchchhre Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Machhapuchchhre Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Machhapuchchhre Bank's Cyclically Adjusted PS Ratio falls into.


XNEP:MBL
70GF Score
Machhapuchchhre Bank Ltd XNEP:MBL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Machhapuchchhre Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Machhapuchchhre Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=247.60/58.36
=4.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Machhapuchchhre Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Machhapuchchhre Bank's adjusted Revenue per Share data for the three months ended in Apr. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=17.457/333.0200*333.0200
=17.457

Current CPI (Apr. 2026) = 333.0200.

Machhapuchchhre Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201607 10.920 240.628 15.113
201610 10.820 241.729 14.906
201701 20.986 242.839 28.779
201704 7.040 244.524 9.588
201707 7.569 244.786 10.297
201710 6.582 246.663 8.886
201801 6.375 247.867 8.565
201804 7.766 250.546 10.322
201807 8.563 252.006 11.316
201810 9.294 252.885 12.239
201901 9.029 251.712 11.946
201904 9.509 255.548 12.392
201907 10.274 256.571 13.335
201910 11.386 257.346 14.734
202001 11.824 257.971 15.264
202004 10.952 256.389 14.225
202007 8.621 259.101 11.080
202010 12.487 260.388 15.970
202101 11.558 261.582 14.714
202104 12.859 267.054 16.035
202107 13.173 273.003 16.069
202110 14.286 276.589 17.201
202201 11.545 281.148 13.675
202204 13.599 289.109 15.664
202207 13.344 296.276 14.999
202210 15.726 298.012 17.573
202301 14.135 299.170 15.734
202304 16.294 303.363 17.887
202307 9.709 305.691 10.577
202310 15.147 307.671 16.395
202401 12.914 308.417 13.944
202404 13.096 313.548 13.909
202407 12.186 314.540 12.902
202410 16.368 315.664 17.268
202501 14.731 317.671 15.443
202504 15.437 320.795 16.025
202507 15.672 323.048 16.156
202510 17.215 0.000
202601 16.937 325.252 17.342
202604 17.457 333.020 17.457

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.24 mean?
Machhapuchchhre Bank (XNEP:MBL) has a Cyclically Adjusted PS Ratio of 4.24 as of Aug. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Machhapuchchhre Bank and its competitors. This is 10% above median its historical median of 3.86. Over the past decade, Machhapuchchhre Bank's Cyclically Adjusted PS Ratio has ranged from 2.79 to 4.95. According to the industry distribution chart, Machhapuchchhre Bank ranks #878 out of 1304 companies in the Banks industry, placing it in the top 67.3%.
Is Machhapuchchhre Bank's Cyclically Adjusted PS Ratio too high?
Machhapuchchhre Bank's current Cyclically Adjusted PS Ratio of 4.24 is 10% above median its 10-year median of 3.86. Over the past 10 years, this metric has ranged from a low of 2.79 to a high of 4.95. The Banks industry median Cyclically Adjusted PS Ratio is 3.44. Machhapuchchhre Bank's value of 4.24 is 23.3% above this industry median. Based on the distribution chart, Machhapuchchhre Bank ranks #878 out of 1304 companies in the Banks industry, which is below the industry midpoint. Overall, Machhapuchchhre Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Machhapuchchhre Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Machhapuchchhre Bank ranks #878 out of 1304 companies for Cyclically Adjusted PS Ratio. This places Machhapuchchhre Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.44. Machhapuchchhre Bank's value of 4.24 is 23.3% above this benchmark. Historically, Machhapuchchhre Bank's own Cyclically Adjusted PS Ratio has ranged from 2.79 to 4.95 over the past decade. While the company's 10-year median is 3.86 vs. the industry median of 3.44, Machhapuchchhre Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.44, based on 1,304 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Machhapuchchhre Bank's current Cyclically Adjusted PS Ratio of 4.24 is 23.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Machhapuchchhre Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Machhapuchchhre Bank's current Cyclically Adjusted PS Ratio is 4.24, which is 10% above median its own 10-year median of 3.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Machhapuchchhre Bank stock overvalued right now?
Based on GuruFocus' analysis, Machhapuchchhre Bank (XNEP:MBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR254.81, compared to a current price of NPR247.60 — trading 2.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.24, which is 10% above median its 10-year median of 3.86 and 23.3% above the Banks industry median of 3.44. Machhapuchchhre Bank's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Machhapuchchhre Bank (XNEP:MBL), the current Cyclically Adjusted PS Ratio is 4.24 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Machhapuchchhre Bank (XNEP:MBL) Overvalued in 2026?

Based on GuruFocus' analysis, Machhapuchchhre Bank stock appears to be undervalued. The current stock price of NPR247.60 is trading 2.8% below its estimated GF Value™ of NPR254.81. GuruFocus considers Machhapuchchhre Bank to be Fairly Valued.

Key valuation signals for XNEP:MBL:

  • Cyclically Adjusted PS Ratio: 4.24 (10% above median its 10-year median of 3.86)
  • GF Value™: NPR254.81 vs. price of NPR247.60 (2.8% below fair value)
  • GF Score™: 70/100 with 1 warning sign
  • Industry Position: 23.3% above the Banks median (#878 of 1304)

No single metric tells the full story. See the XNEP:MBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Machhapuchchhre Bank Business Description

Address Lazimpat, MBL Tower, Kathmandu, NPL, 12427
Machhapuchchhre Bank Ltd provides commercial banking services in Nepal. Its products and services cover deposits, loans, visa debit cards, mobile money, SME banking, remittance services, ATM services, internet banking, locker facility, and trade products. The bank also launched loan products for small-scale farmers, youths, and women entrepreneurs involved in small businesses. Its operating segment includes Banking, Treasury; Transaction Banking and Others. The company generates maximum revenue from the Banking segment.
70GF Score

Get the complete analysis for XNEP:MBL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR247.60
Price
NPR254.81
GF Value