Machhapuchchhre Bank (XNEP:MBL) E10: NPR19.33 (As of Apr. 2026)


XNEP:MBL Machhapuchchhre Bank Ltd XNEP:MBL
71 GF Score
Price NPR247.70
GF Value NPR252.59
Valuation Fairly Valued
! 1 Warning Sign
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What is Machhapuchchhre Bank E10?

Machhapuchchhre Bank XNEP:MBL -0.84% 71 E10 is NPR19.33 as of Apr. 2026. GuruFocus rates XNEP:MBL with a GF Score™ of 71/100 and a GF Value™ of NPR252.59 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Machhapuchchhre Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR5.410. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR19.33 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Machhapuchchhre Bank's average E10 Growth Rate was -5.30% per year. During the past 3 years, the average E10 Growth Rate was -1.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Machhapuchchhre Bank was -1.50% per year. The lowest was -1.50% per year. And the median was -1.50% per year.

As of today (2026-07-05), Machhapuchchhre Bank's current stock price is NPR247.70. Machhapuchchhre Bank's E10 for the quarter that ended in Apr. 2026 was NPR19.33. Machhapuchchhre Bank's Shiller PE Ratio of today is 12.81.

During the past 13 years, the highest Shiller PE Ratio of Machhapuchchhre Bank was 14.04. The lowest was 6.96. And the median was 10.14.


Machhapuchchhre Bank  (XNEP:MBL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Machhapuchchhre Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=247.70/19.33
=12.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Machhapuchchhre Bank was 14.04. The lowest was 6.96. And the median was 10.14.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Machhapuchchhre Bank E10 Related Terms


Machhapuchchhre Bank E10 Historical Data

* Premium members only.

The historical data trend for Machhapuchchhre Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Machhapuchchhre Bank E10 Chart

Machhapuchchhre Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 21.74 21.45 22.15 20.78

Machhapuchchhre Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.41 20.78 19.16 19.01 19.33

Machhapuchchhre Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Machhapuchchhre Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Machhapuchchhre Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Machhapuchchhre Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Machhapuchchhre Bank's Shiller PE Ratio falls into.


XNEP:MBL
71GF Score
Machhapuchchhre Bank Ltd XNEP:MBL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Machhapuchchhre Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Machhapuchchhre Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=5.41/333.0200*333.0200
=5.410

Current CPI (Apr. 2026) = 333.0200.

Machhapuchchhre Bank Quarterly Data

per share eps CPI Adj_EPS
201607 4.335 240.628 5.999
201610 12.945 241.729 17.834
201701 5.196 242.839 7.126
201704 6.801 244.524 9.262
201707 2.333 244.786 3.174
201710 2.320 246.663 3.132
201801 2.189 247.867 2.941
201804 3.059 250.546 4.066
201807 3.273 252.006 4.325
201810 3.072 252.885 4.045
201901 3.387 251.712 4.481
201904 3.821 255.548 4.979
201907 3.804 256.571 4.937
201910 3.356 257.346 4.343
202001 3.723 257.971 4.806
202004 2.846 256.389 3.697
202007 0.824 259.101 1.059
202010 3.395 260.388 4.342
202101 3.666 261.582 4.667
202104 4.099 267.054 5.112
202107 2.674 273.003 3.262
202110 4.727 276.589 5.691
202201 3.734 281.148 4.423
202204 4.506 289.109 5.190
202207 0.993 296.276 1.116
202210 3.692 298.012 4.126
202301 4.827 299.170 5.373
202304 3.048 303.363 3.346
202307 0.817 305.691 0.890
202310 17.971 307.671 19.452
202401 2.183 308.417 2.357
202404 0.394 313.548 0.418
202407 1.548 314.540 1.639
202410 4.250 315.664 4.484
202501 2.490 317.671 2.610
202504 2.440 320.795 2.533
202507 7.538 323.048 7.771
202510 3.470 0.000
202601 5.160 325.252 5.283
202604 5.410 333.020 5.410

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR19.33 mean?
Machhapuchchhre Bank (XNEP:MBL) has a E10 of NPR19.33 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Machhapuchchhre Bank and its competitors.
Is Machhapuchchhre Bank's E10 too high?
Machhapuchchhre Bank's current E10 is NPR19.33. Overall, Machhapuchchhre Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Machhapuchchhre Bank's E10 compare to competitors?
Machhapuchchhre Bank's E10 of NPR19.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Machhapuchchhre Bank and its competitors. Machhapuchchhre Bank's current E10 is NPR19.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Machhapuchchhre Bank stock overvalued right now?
Based on GuruFocus' analysis, Machhapuchchhre Bank (XNEP:MBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR252.59, compared to a current price of NPR247.70 — trading 1.9% below its estimated fair value. The current E10 is NPR19.33. Machhapuchchhre Bank's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Machhapuchchhre Bank (XNEP:MBL), the current E10 is NPR19.33 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Machhapuchchhre Bank (XNEP:MBL) Overvalued in 2026?

Based on GuruFocus' analysis, Machhapuchchhre Bank stock appears to be undervalued. The current stock price of NPR247.70 is trading 1.9% below its estimated GF Value™ of NPR252.59. GuruFocus considers Machhapuchchhre Bank to be Fairly Valued.

Key valuation signals for XNEP:MBL:

  • E10: NPR19.33
  • GF Value™: NPR252.59 vs. price of NPR247.70 (1.9% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the XNEP:MBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Machhapuchchhre Bank Business Description

Address Lazimpat, MBL Tower, Kathmandu, NPL, 12427
Machhapuchchhre Bank Ltd provides commercial banking services in Nepal. Its products and services cover deposits, loans, visa debit cards, mobile money, SME banking, remittance services, ATM services, internet banking, locker facility, and trade products. The bank also launched loan products for small-scale farmers, youths, and women entrepreneurs involved in small businesses. Its operating segment includes Banking, Treasury; Transaction Banking and Others. The company generates maximum revenue from the Banking segment.
71GF Score

Get the complete analysis for XNEP:MBL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR247.70
Price
NPR252.59
GF Value