First United (FRA:FU3) Marketable Securities: €14.80 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:FU3 First United Corp FRA:FU3
74 GF Score
Price €37.60
GF Value €31.28
Valuation Modestly Overvalued
! 5 Warning Signs
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What is First United Marketable Securities?

First United FRA:FU3 +0.53% 74 Marketable Securities is €14.80 Mil as of Mar. 2026. GuruFocus rates FRA:FU3 with a GF Score™ of 74/100 and a GF Value™ of €31.28 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price. First United's Marketable Securities for the quarter that ended in Mar. 2026 was €14.80 Mil.

First United's annual Marketable Securities declined from Dec. 2023 (€89.10 Mil) to Dec. 2024 (€21.86 Mil) and declined from Dec. 2024 (€21.86 Mil) to Dec. 2025 (€17.12 Mil).

First United  (FRA:FU3) Marketable Securities Explanation

Marketable Securities are very liquid as they tend to have maturities of less than one year. Furthermore, the rate at which these securities can be bought or sold has little effect on their prices.

Please note, GuruFocus' Marketable Securities also includes "Other Short Term Investment".

First United Marketable Securities Related Terms

First United Marketable Securities Historical Data

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The historical data trend for First United's Marketable Securities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First United Marketable Securities Chart

First United Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Marketable Securities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 253.79 118.84 89.10 21.86 17.12

First United Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Marketable Securities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 61.89 15.94 14.54 17.12 14.80
FRA:FU3
74GF Score
First United Corp FRA:FU3
Marketable Securities is just one metric. See GF Score™, valuation, warning signs, and more.
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First United Marketable Securities Calculation

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price.

Frequently Asked Questions Learn more about Marketable Securities →
What does a Marketable Securities of €14.80 Mil mean?
First United (FRA:FU3) has a Marketable Securities of €14.80 Mil as of Mar. 2026. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on First United and its competitors.
Is First United's Marketable Securities too high?
First United's current Marketable Securities is €14.80 Mil. Overall, First United has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First United's Marketable Securities compare to FNRN and NASB?
First United's Marketable Securities of €14.80 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Marketable Securities for a Banks company?
A good Marketable Securities depends on the Banks industry context. However, Marketable Securities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Marketable Securities mean?
A high Marketable Securities can signal that a stock is expensive relative to its fundamentals. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on First United and its competitors. First United's current Marketable Securities is €14.80 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First United stock overvalued right now?
Based on GuruFocus' analysis, First United (FRA:FU3) is currently considered Modestly Overvalued. The stock's GF Value™ is €31.28, compared to a current price of €37.60 — trading 20.2% above its estimated fair value. The current Marketable Securities is €14.80 Mil. First United's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Marketable Securities calculated?
Marketable Securities is calculated from a company's financial statements. For First United (FRA:FU3), the current Marketable Securities is €14.80 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First United (FRA:FU3) Overvalued in 2026?

Based on GuruFocus' analysis, First United stock appears to be overvalued. The current stock price of €37.60 is trading 20.2% above its estimated GF Value™ of €31.28. GuruFocus considers First United to be Modestly Overvalued.

Key valuation signals for FRA:FU3:

  • Marketable Securities: €14.80 Mil
  • GF Value™: €31.28 vs. price of €37.60 (20.2% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the FRA:FU3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First United Business Description

Other Exchanges FUNC:USA
Address 19 South Second Street, Oakland, MD, USA, 21550-0009
First United Corp is active in the financial services domain. The scope of its offering includes checking, savings, money market deposit accounts and certificates of deposit, business loans, personal loans, mortgage loans and lines of credit extended to both individuals and businesses. The bank also provides residential real estate construction loans to builders and individuals for single-family dwellings. The company's reportable operating segments include community banking and wealth management. The company generates the majority of its revenue from the Community Banking segment, which is engaged in delivering financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers.
74GF Score

Get the complete analysis for FRA:FU3

Marketable Securities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.60
Price
€31.28
GF Value