First United (FRA:FU3) SpecialCharges: €0.16 Mil (TTM As of Mar. 2026)

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FRA:FU3 First United Corp FRA:FU3
68 GF Score
Price €38.60
GF Value €31.00
! 6 Warning Signs
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What is First United SpecialCharges?

First United FRA:FU3 +1.58% 68 SpecialCharges is €0.16 Mil as of Mar. 2026. GuruFocus rates FRA:FU3 with a GF Score™ of 68/100 and a GF Value™ of €31.00. The stock has 6 warning signs investors should review.

First United's special charges for the three months ended in Mar. 2026 was €-0.04 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was €0.16 Mil.


First United SpecialCharges Historical Data

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The historical data trend for First United's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First United SpecialCharges Chart

First United Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.69 -0.03 0.03 0.00 0.20

First United Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 -0.00 0.20 -0.04
FRA:FU3
68GF Score
First United Corp FRA:FU3
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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First United SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.16 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of €0.16 Mil mean?
First United (FRA:FU3) has a SpecialCharges of €0.16 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on First United and its competitors.
Is First United's SpecialCharges too high?
First United's current SpecialCharges is €0.16 Mil. Overall, First United has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does First United's SpecialCharges compare to FNRN and NASB?
First United's SpecialCharges of €0.16 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on First United and its competitors. First United's current SpecialCharges is €0.16 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First United stock overvalued right now?
First United (FRA:FU3) has a current SpecialCharges of €0.16 Mil. The stock's GF Value™ is €31.00, compared to a current price of €38.60 — trading 24.5% above its estimated fair value. The current SpecialCharges is €0.16 Mil. First United's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For First United (FRA:FU3), the current SpecialCharges is €0.16 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First United (FRA:FU3) Overvalued in 2026?

Based on GuruFocus' analysis, First United stock appears to be overvalued. The current stock price of €38.60 is trading 24.5% above its estimated GF Value™ of €31.00.

Key valuation signals for FRA:FU3:

  • SpecialCharges: €0.16 Mil
  • GF Value™: €31.00 vs. price of €38.60 (24.5% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the FRA:FU3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First United Business Description

Other Exchanges FUNC:USA
Address 19 South Second Street, Oakland, MD, USA, 21550-0009
First United Corp is active in the financial services domain. The scope of its offering includes checking, savings, money market deposit accounts and certificates of deposit, business loans, personal loans, mortgage loans and lines of credit extended to both individuals and businesses. The bank also provides residential real estate construction loans to builders and individuals for single-family dwellings. The company's reportable operating segments include community banking and wealth management. The company generates the majority of its revenue from the Community Banking segment, which is engaged in delivering financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers.
68GF Score

Get the complete analysis for FRA:FU3

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.60
Price
€31.00
GF Value