First United (FRA:FU3) Total Assets: €1,763.74 Mil (As of Mar. 2026)


FRA:FU3 First United Corp FRA:FU3
69 GF Score
Price €38.20
GF Value €31.36
! 5 Warning Signs
View Full Analysis

What is First United Total Assets?

First United FRA:FU3 -3.54% 69 Total Assets is €1,763.74 Mil as of Mar. 2026. GuruFocus rates FRA:FU3 with a GF Score™ of 69/100 and a GF Value™ of €31.36. The stock has 5 warning signs investors should review.

First United's Total Assets for the quarter that ended in Mar. 2026 was €1,763.74 Mil.

Warning Sign:

If a company builds assets at 8.6% a year, faster than its revenue growth rate of 6.2% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, First United's average Total Assets Growth Rate was 5.70% per year. During the past 3 years, the average Total Assets Growth Rate was 5.50% per year. During the past 5 years, the average Total Assets Growth Rate was 8.60% per year. During the past 10 years, the average Total Assets Growth Rate was 6.50% per year.

During the past 13 years, First United's highest 3-Year average Total Assets Growth Rate was 14.90%. The lowest was -13.30%. And the median was 7.20%.

Total Assets is connected with ROA %. First United's annualized ROA % for the quarter that ended in Mar. 2026 was 1.30%. Total Assets is also linked to Revenue through Asset Turnover. First United's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.


First United  (FRA:FU3) Total Assets Explanation

Total Assets is connected with ROA %.

First United's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=23.052/( (1782.685+1763.744)/ 2 )
=23.052/1773.2145
=1.30 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

First United's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=20.213/( (1782.685+1763.744)/ 2 )
=20.213/1773.2145
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

First United Total Assets Related Terms


First United Total Assets Historical Data

* Premium members only.

The historical data trend for First United's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First United Total Assets Chart

First United Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,530.91 1,744.67 1,747.67 1,884.24 1,782.69

First United Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,831.27 1,740.48 1,724.43 1,782.69 1,763.74
FRA:FU3
69GF Score
First United Corp FRA:FU3
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First United Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

First United's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=173.903+1608.781
=1,782.68

First United's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=177.552+1586.192
=1,763.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of €1,763.74 Mil mean?
First United (FRA:FU3) has a Total Assets of €1,763.74 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on First United and its competitors.
Is First United's Total Assets too high?
First United's current Total Assets is €1,763.74 Mil. Overall, First United has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does First United's Total Assets compare to FNRN and NASB?
First United's Total Assets of €1,763.74 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on First United and its competitors. First United's current Total Assets is €1,763.74 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First United stock overvalued right now?
First United (FRA:FU3) has a current Total Assets of €1,763.74 Mil. The stock's GF Value™ is €31.36, compared to a current price of €38.20 — trading 21.8% above its estimated fair value. The current Total Assets is €1,763.74 Mil. First United's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For First United (FRA:FU3), the current Total Assets is €1,763.74 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First United (FRA:FU3) Overvalued in 2026?

Based on GuruFocus' analysis, First United stock appears to be overvalued. The current stock price of €38.20 is trading 21.8% above its estimated GF Value™ of €31.36.

Key valuation signals for FRA:FU3:

  • Total Assets: €1,763.74 Mil
  • GF Value™: €31.36 vs. price of €38.20 (21.8% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the FRA:FU3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First United Business Description

Other Exchanges FUNC:USA
Address 19 South Second Street, Oakland, MD, USA, 21550-0009
First United Corp is active in the financial services domain. The scope of its offering includes checking, savings, money market deposit accounts and certificates of deposit, business loans, personal loans, mortgage loans and lines of credit extended to both individuals and businesses. The bank also provides residential real estate construction loans to builders and individuals for single-family dwellings. The company's reportable operating segments include community banking and wealth management. The company generates the majority of its revenue from the Community Banking segment, which is engaged in delivering financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers.
69GF Score

Get the complete analysis for FRA:FU3

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.20
Price
€31.36
GF Value