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Capital City Bank GroupCCBG +0.06%62 Median PS Value is $39.97 as of Aug. 16, 2026, which is 3501% above its 10-year median of 1.11. GuruFocus rates CCBG with a GF Score™ of 62/100 and a GF Value™ of $40.32 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,047 Banks companies, Capital City Bank Group ranks worse than 66.86% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Capital City Bank Group (NAS:CCBG) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Capital City Bank Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
52.39
/
39.97
=
1.31
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital City Bank Group Median PS Value Related Terms
Capital City Bank Group Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCBG vs FMNB, EGBN, GSBC: Median PS Value Comparison
For the Banks - Regional subindustry, Capital City Bank Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital City Bank Group Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Capital City Bank Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Capital City Bank Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.7446.
Capital City Bank Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $14.563.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital City Bank Group (CCBG) has a Median PS Value of $39.97 as of Aug. 16, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Capital City Bank Group and its competitors. This is 3501% above median its historical median of 1.11. Over the past decade, Capital City Bank Group's Median PS Value has ranged from 0.81 to 1.84. According to the industry distribution chart, Capital City Bank Group ranks #700 out of 1047 companies in the Banks industry, placing it in the top 66.9%.
Is Capital City Bank Group's Median PS Value too high?
Capital City Bank Group's current Median PS Value of $39.97 is 3501% above median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 1.84. The Banks industry median Median PS Value is 1.13. Capital City Bank Group's value of $39.97 is 3437.2% above this industry median. Based on the distribution chart, Capital City Bank Group ranks #700 out of 1047 companies in the Banks industry, which is below the industry midpoint. Overall, Capital City Bank Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital City Bank Group's Median PS Value compare to FMNB and EGBN?
According to the Banks industry distribution chart, Capital City Bank Group ranks #700 out of 1047 companies for Median PS Value. This places Capital City Bank Group in the lower half of its industry. The industry median Median PS Value is 1.13. Capital City Bank Group's value of $39.97 is 3437.2% above this benchmark. Historically, Capital City Bank Group's own Median PS Value has ranged from 0.81 to 1.84 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 1.13, Capital City Bank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,047 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital City Bank Group's current Median PS Value of $39.97 is 3437.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Capital City Bank Group and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital City Bank Group's current Median PS Value is $39.97, which is 3501% above median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital City Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Capital City Bank Group (CCBG) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.32, compared to a current price of $52.39 — trading 29.9% above its estimated fair value. The current Median PS Value is $39.97, which is 3501% above median its 10-year median of 1.11 and 3437.2% above the Banks industry median of 1.13. Capital City Bank Group's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Capital City Bank Group (CCBG), the current Median PS Value is $39.97 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital City Bank Group (CCBG) Overvalued in 2026?
Based on GuruFocus' analysis, Capital City Bank Group stock appears to be overvalued.
The current stock price of $52.39 is trading 29.9% above its estimated GF Value™ of $40.32.
GuruFocus considers Capital City Bank Group to be Modestly Overvalued.
Key valuation signals for CCBG:
Median PS Value: $39.97 (3501% above median its 10-year median of 1.11)
GF Value™: $40.32 vs. price of $52.39 (29.9% above fair value)
Industry Position: 3437.2% above the Banks median (#700 of 1047)
No single metric tells the full story. See the CCBG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital City Bank Group Inc is a United States-based group engaged in Banking services, Trust and asset management services, and Brokerage services. The company operates in one segment with two principal services: Banking Services and Wealth Management Services. It offers retail and commercial banking business in the form of traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, and securities brokerage services, among others, through its banking offices in Florida, Georgia, and Alabama.
62GF Score
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