GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Capital City Bank Group Inc (NAS:CCBG) » Definitions » Cyclically Adjusted PB Ratio

CCBG (Capital City Bank Group) Cyclically Adjusted PB Ratio : 1.58 (As of May. 13, 2025)


View and export this data going back to 1997. Start your Free Trial

What is Capital City Bank Group Cyclically Adjusted PB Ratio?

As of today (2025-05-13), Capital City Bank Group's current share price is $38.505. Capital City Bank Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $24.35. Capital City Bank Group's Cyclically Adjusted PB Ratio for today is 1.58.

The historical rank and industry rank for Capital City Bank Group's Cyclically Adjusted PB Ratio or its related term are showing as below:

CCBG' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.8   Med: 1.36   Max: 1.75
Current: 1.54

During the past years, Capital City Bank Group's highest Cyclically Adjusted PB Ratio was 1.75. The lowest was 0.80. And the median was 1.36.

CCBG's Cyclically Adjusted PB Ratio is ranked worse than
76.04% of 1273 companies
in the Banks industry
Industry Median: 1.01 vs CCBG: 1.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Capital City Bank Group's adjusted book value per share data for the three months ended in Mar. 2025 was $30.054. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $24.35 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Capital City Bank Group Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Capital City Bank Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Capital City Bank Group Cyclically Adjusted PB Ratio Chart

Capital City Bank Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.38 1.35 1.54 1.31 1.54

Capital City Bank Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.20 1.22 1.50 1.54 1.48

Competitive Comparison of Capital City Bank Group's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Capital City Bank Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital City Bank Group's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Capital City Bank Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Capital City Bank Group's Cyclically Adjusted PB Ratio falls into.


;
;

Capital City Bank Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Capital City Bank Group's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=38.505/24.35
=1.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital City Bank Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Capital City Bank Group's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=30.054/134.9266*134.9266
=30.054

Current CPI (Mar. 2025) = 134.9266.

Capital City Bank Group Quarterly Data

Book Value per Share CPI Adj_Book
201506 15.859 100.684 21.253
201509 15.962 100.392 21.453
201512 15.991 99.792 21.621
201603 16.074 100.470 21.587
201606 16.355 101.688 21.701
201609 16.459 101.861 21.802
201612 16.335 101.863 21.637
201703 16.401 102.862 21.514
201706 16.595 103.349 21.665
201709 16.810 104.136 21.780
201712 16.729 104.011 21.701
201803 16.919 105.290 21.681
201806 17.212 106.317 21.844
201809 17.470 106.507 22.132
201812 18.067 105.998 22.998
201903 18.379 107.251 23.122
201906 18.786 108.070 23.455
201909 19.199 108.329 23.913
201912 19.498 108.420 24.265
202003 19.962 108.902 24.732
202006 20.644 108.767 25.609
202009 21.277 109.815 26.142
202012 20.418 109.897 25.068
202103 20.881 111.754 25.211
202106 21.168 114.631 24.916
202109 21.516 115.734 25.084
202112 23.379 117.630 26.817
202203 22.578 121.301 25.114
202206 22.511 125.017 24.295
202209 22.575 125.227 24.324
202212 23.314 125.222 25.121
202303 24.672 127.348 26.140
202306 25.278 128.729 26.495
202309 25.198 129.860 26.181
202312 26.433 129.419 27.558
202403 26.871 131.776 27.513
202406 27.593 132.554 28.087
202409 28.524 133.029 28.931
202412 29.179 133.157 29.567
202503 30.054 134.927 30.054

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Capital City Bank Group  (NAS:CCBG) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Capital City Bank Group Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Capital City Bank Group's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Capital City Bank Group Business Description

Traded in Other Exchanges
N/A
Address
217 North Monroe Street, Tallahassee, FL, USA, 32301
Capital City Bank Group Inc is a United States-based group engaged in Banking services, Trust and asset management services, and Brokerage services. The company operates in one segment with two principal services: Banking Services and Wealth Management Services. It offers retail and commercial banking business in the form of traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, and securities brokerage services among others through its banking offices in Florida, Georgia, and Alabama.
Executives
Thomas A Barron director, officer: Treasurer PO BOX 900, TALLAHASSEE FL 32302
William F Butler director 217 N. MONROE STREET, TALLAHASSEE FL 32301
Criser Marshall M Iii director 217 NORTH MONROE STREET, TALLAHASSEE FL 32301
Laura L Johnson director 217 NORTH MONROE STREET, TALLAHASSEE FL 32301
Bonnie Davenport director 217 MONROE STREET, TALLAHASSEE FL 32301
Jep Larkin officer: EVP & CFO 217 N MONROE STREET, TALLAHASSEE FL 32301
Kimberly Crowell director 217 N MONROE STREET, TALLAHASSEE FL 32301
Ashbel C Williams director 217 N. MONROE STREET, TALLAHASSEE FL 32301
Allan G Bense director 1405 W BEACH DRIVE, PANAMA CITY FL 32401
William E Grant director 217 NORTH MONROE STREET, TALLAHASSEE FL 32301
Stan W Connally director 241 RALPH MCGILL BLVD., ATLANTA GA 30308
Sample John G Jr director
Robert Antoine director 8234 ASHWORTH COURT, JACKSONVILLE FL 32256
E Drew Mitchell 10 percent owner 1110 CONSERVANCY DRIVE, TALLAHASSEE FL 32312
Douglas Williams Smith 10 percent owner 3042 HAWKS GLEN, TALLAHASSEE FL 32312