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Capital City Bank GroupCCBG +0.06%62 PEG Ratio is 1.58 as of Aug. 15, 2026, which is 27% below its 10-year median of 2.17. GuruFocus rates CCBG with a GF Score™ of 62/100 and a GF Value™ of $40.32 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,227 Banks companies, Capital City Bank Group ranks worse than 50.94% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Capital City Bank Group's PEG Ratio or its related term are showing as below:
CCBG'
s PEG Ratio Range Over the Past 10 Years
Min: 1.19 Med: 2.17 Max: 14.66
Current: 1.58
During the past 13 years, Capital City Bank Group's highest PEG Ratio was 14.66. The lowest was 1.19. And the median was 2.17.
CCBG's PEG Ratio is ranked worse than 50.94% of 1227
companies
in the Banks industry
Industry Median: 1.55
vs CCBG: 1.58
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Capital City Bank Group (NAS:CCBG) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capital City Bank Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital City Bank Group PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Capital City Bank Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Capital City Bank Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Capital City Bank Group (CCBG) has a PEG Ratio of 1.58 as of Aug. 15, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Capital City Bank Group and its competitors. This is 27% below median its historical median of 2.17. Over the past decade, Capital City Bank Group's PEG Ratio has ranged from 1.19 to 14.66. According to the industry distribution chart, Capital City Bank Group ranks #625 out of 1227 companies in the Banks industry, placing it in the top 50.9%.
Is Capital City Bank Group's PEG Ratio too high?
Capital City Bank Group's current PEG Ratio of 1.58 is 27% below median its 10-year median of 2.17. Over the past 10 years, this metric has ranged from a low of 1.19 to a high of 14.66. The Banks industry median PEG Ratio is 1.55. Capital City Bank Group's value of 1.58 is 1.9% above this industry median. Based on the distribution chart, Capital City Bank Group ranks #625 out of 1227 companies in the Banks industry, which is below the industry midpoint. Overall, Capital City Bank Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital City Bank Group's PEG Ratio compare to FMNB and EGBN?
According to the Banks industry distribution chart, Capital City Bank Group ranks #625 out of 1227 companies for PEG Ratio. This places Capital City Bank Group in the lower half of its industry. The industry median PEG Ratio is 1.55. Capital City Bank Group's value of 1.58 is 1.9% above this benchmark. Historically, Capital City Bank Group's own PEG Ratio has ranged from 1.19 to 14.66 over the past decade. While the company's 10-year median is 2.17 vs. the industry median of 1.55, Capital City Bank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital City Bank Group's current PEG Ratio of 1.58 is 1.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Capital City Bank Group and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital City Bank Group's current PEG Ratio is 1.58, which is 27% below median its own 10-year median of 2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital City Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Capital City Bank Group (CCBG) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.32, compared to a current price of $52.39 — trading 29.9% above its estimated fair value. The current PEG Ratio is 1.58, which is 27% below median its 10-year median of 2.17 and 1.9% above the Banks industry median of 1.55. Capital City Bank Group's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Capital City Bank Group (CCBG), the current PEG Ratio is 1.58 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital City Bank Group (CCBG) Overvalued in 2026?
Based on GuruFocus' analysis, Capital City Bank Group stock appears to be overvalued.
The current stock price of $52.39 is trading 29.9% above its estimated GF Value™ of $40.32.
GuruFocus considers Capital City Bank Group to be Modestly Overvalued.
Key valuation signals for CCBG:
PEG Ratio: 1.58 (27% below median its 10-year median of 2.17)
GF Value™: $40.32 vs. price of $52.39 (29.9% above fair value)
Industry Position: 1.9% above the Banks median (#625 of 1227)
No single metric tells the full story. See the CCBG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital City Bank Group Inc is a United States-based group engaged in Banking services, Trust and asset management services, and Brokerage services. The company operates in one segment with two principal services: Banking Services and Wealth Management Services. It offers retail and commercial banking business in the form of traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, and securities brokerage services, among others, through its banking offices in Florida, Georgia, and Alabama.
62GF Score
Get the complete analysis for CCBG
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