CCBG (Capital City Bank Group) Dividend Payout Ratio: 0.28 (As of Jun. 2026) — Near Median

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CCBG Capital City Bank Group Inc CCBG
62 GF Score
Price $52.39
GF Value $40.32
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Capital City Bank Group Dividend Payout Ratio?

Capital City Bank Group CCBG +0.06% 62 Dividend Payout Ratio is 0.28 as of Jun. 2026, which is at its 10-year median of 0.28. GuruFocus rates CCBG with a GF Score™ of 62/100 and a GF Value™ of $40.32 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,170 Banks companies, Capital City Bank Group ranks better than 57.52% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Capital City Bank Group's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.28.

The historical rank and industry rank for Capital City Bank Group's Dividend Payout Ratio or its related term are showing as below:

CCBG' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.21   Med: 0.28   Max: 0.38
Current: 0.29

During the past 13 years, the highest Dividend Payout Ratio of Capital City Bank Group was 0.38. The lowest was 0.21. And the median was 0.28.

CCBG's Dividend Payout Ratio is ranked better than
57.52% of 1170 companies
in the Banks industry
Industry Median: 0.32 vs CCBG: 0.29

As of today (2026-08-15), the Dividend Yield % of Capital City Bank Group is 2.02%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Capital City Bank Group was 3.06%. The lowest was 0.72%. And the median was 2.20%.

Capital City Bank Group's Dividends per Share for the months ended in Jun. 2026 was $0.27.

During the past 12 months, Capital City Bank Group's average Dividends Per Share Growth Rate was 12.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 12.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 22.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Capital City Bank Group was 146.20% per year. The lowest was -33.10% per year. And the median was 10.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Capital City Bank Group (NAS:CCBG) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Capital City Bank Group Dividend Payout Ratio Related Terms

Capital City Bank Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Capital City Bank Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital City Bank Group Dividend Payout Ratio Chart

Capital City Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.34 0.25 0.28 0.28

Capital City Bank Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.28 0.33 0.29 0.28

CCBG vs FMNB, EGBN, GSBC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Capital City Bank Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Capital City Bank Group Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Capital City Bank Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Capital City Bank Group's Dividend Payout Ratio falls into.


CCBG
62GF Score
Capital City Bank Group Inc CCBG
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital City Bank Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Capital City Bank Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1/ 3.6
=0.28

Capital City Bank Group's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.27/ 0.95
=0.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.28 mean?
Capital City Bank Group (CCBG) has a Dividend Payout Ratio of 0.28 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Capital City Bank Group and its competitors. This is near median its historical median of 0.28. Over the past decade, Capital City Bank Group's Dividend Payout Ratio has ranged from 0.21 to 0.38. According to the industry distribution chart, Capital City Bank Group ranks #497 out of 1170 companies in the Banks industry, placing it in the top 42.5%.
Is Capital City Bank Group's Dividend Payout Ratio too high?
Capital City Bank Group's current Dividend Payout Ratio of 0.28 is near median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.38. The Banks industry median Dividend Payout Ratio is 0.32. Capital City Bank Group's value of 0.28 is 12.5% below this industry median. Based on the distribution chart, Capital City Bank Group ranks #497 out of 1170 companies in the Banks industry, which is above the industry midpoint. Overall, Capital City Bank Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital City Bank Group's Dividend Payout Ratio compare to FMNB and EGBN?
According to the Banks industry distribution chart, Capital City Bank Group ranks #497 out of 1170 companies for Dividend Payout Ratio. This puts Capital City Bank Group in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Capital City Bank Group's value of 0.28 is 12.5% below this benchmark. Historically, Capital City Bank Group's own Dividend Payout Ratio has ranged from 0.21 to 0.38 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.32, Capital City Bank Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital City Bank Group's current Dividend Payout Ratio of 0.28 is 12.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Capital City Bank Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital City Bank Group's current Dividend Payout Ratio is 0.28, which is near median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital City Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Capital City Bank Group (CCBG) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.32, compared to a current price of $52.39 — trading 29.9% above its estimated fair value. The current Dividend Payout Ratio is 0.28, which is near median its 10-year median of 0.28 and 12.5% below the Banks industry median of 0.32. Capital City Bank Group's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Capital City Bank Group (CCBG), the current Dividend Payout Ratio is 0.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital City Bank Group (CCBG) Overvalued in 2026?

Based on GuruFocus' analysis, Capital City Bank Group stock appears to be overvalued. The current stock price of $52.39 is trading 29.9% above its estimated GF Value™ of $40.32. GuruFocus considers Capital City Bank Group to be Modestly Overvalued.

Key valuation signals for CCBG:

  • Dividend Payout Ratio: 0.28 (near median its 10-year median of 0.28)
  • GF Value™: $40.32 vs. price of $52.39 (29.9% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 12.5% below the Banks median (#497 of 1170)

No single metric tells the full story. See the CCBG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital City Bank Group Business Description

Other Exchanges BK3:Germany
Address 217 North Monroe Street, Tallahassee, FL, USA, 32301
Capital City Bank Group Inc is a United States-based group engaged in Banking services, Trust and asset management services, and Brokerage services. The company operates in one segment with two principal services: Banking Services and Wealth Management Services. It offers retail and commercial banking business in the form of traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, and securities brokerage services, among others, through its banking offices in Florida, Georgia, and Alabama.
62GF Score

Get the complete analysis for CCBG

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.39
Price
$40.32
GF Value