PKO Bank PolskiPSZKY +0.45%77 Median PS Value is $22.15 as of Jun. 27, 2026, which is 2389% above its 10-year median of 0.89. GuruFocus rates PSZKY with a GF Score™ of 77/100 and a GF Value™ of $19.18 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,042 Banks companies, PKO Bank Polski ranks worse than 73.8% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
As of today (2026-06-27), PKO Bank Polski's share price is $27.3415. PKO Bank Polski's Median PS Value is $22.15. Therefore, PKO Bank Polski's Price to Median PS Value for today is 1.23.
The historical rank and industry rank for PKO Bank Polski's Median PS Value or its related term are showing as below:
PSZKY'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.48 Med: 0.89 Max: 1.38
Current: 1.23
During the past 13 years, the highest Price to Median PS Value of PKO Bank Polski was 1.38. The lowest was 0.48. And the median was 0.89.
PSZKY's Price-to-Median-PS-Value is ranked worse than 73.8% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs PSZKY: 1.23
PKO Bank Polski (OTCPK:PSZKY) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
PKO Bank Polski's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
27.3415
/
22.15
=
1.23
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PKO Bank Polski Median PS Value Related Terms
PKO Bank Polski Median PS Value Historical Data
* Premium members only.
The historical data trend for PKO Bank Polski's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PKO Bank Polski's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PKO Bank Polski Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, PKO Bank Polski's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where PKO Bank Polski's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.265.
PKO Bank Polski's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.784.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PKO Bank Polski (PSZKY) has a Median PS Value of $22.15 as of Jun. 27, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PKO Bank Polski and its competitors. This is 2389% above median its historical median of 0.89. Over the past decade, PKO Bank Polski's Median PS Value has ranged from 0.48 to 1.38. According to the industry distribution chart, PKO Bank Polski ranks #769 out of 1042 companies in the Banks industry, placing it in the top 73.8%.
Is PKO Bank Polski's Median PS Value too high?
PKO Bank Polski's current Median PS Value of $22.15 is 2389% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 1.38. The Banks industry median Median PS Value is 1.11. PKO Bank Polski's value of $22.15 is 1895.5% above this industry median. Based on the distribution chart, PKO Bank Polski ranks #769 out of 1042 companies in the Banks industry, which is below the industry midpoint. Overall, PKO Bank Polski has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's Median PS Value compare to PNC?
According to the Banks industry distribution chart, PKO Bank Polski ranks #769 out of 1042 companies for Median PS Value. This places PKO Bank Polski in the lower half of its industry. The industry median Median PS Value is 1.11. PKO Bank Polski's value of $22.15 is 1895.5% above this benchmark. Historically, PKO Bank Polski's own Median PS Value has ranged from 0.48 to 1.38 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 1.11, PKO Bank Polski has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PKO Bank Polski's current Median PS Value of $22.15 is 1895.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PKO Bank Polski and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PKO Bank Polski's current Median PS Value is $22.15, which is 2389% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (PSZKY) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.18, compared to a current price of $27.34 — trading 42.6% above its estimated fair value. The current Median PS Value is $22.15, which is 2389% above median its 10-year median of 0.89 and 1895.5% above the Banks industry median of 1.11. PKO Bank Polski's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For PKO Bank Polski (PSZKY), the current Median PS Value is $22.15 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PKO Bank Polski (PSZKY) Overvalued in 2026?
Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued.
The current stock price of $27.34 is trading 42.6% above its estimated GF Value™ of $19.18.
GuruFocus considers PKO Bank Polski to be Significantly Overvalued.
Key valuation signals for PSZKY:
Median PS Value: $22.15 (2389% above median its 10-year median of 0.89)
GF Value™: $19.18 vs. price of $27.34 (42.6% above fair value)
Industry Position: 1895.5% above the Banks median (#769 of 1042)
No single metric tells the full story. See the PSZKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
77GF Score
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