PKO Bank PolskiPSZKY +1.71%74 PEG Ratio is 1.01 as of Jul. 04, 2026, which is 36% below its 10-year median of 1.57. GuruFocus rates PSZKY with a GF Score™ of 74/100 and a GF Value™ of $19.62 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,228 Banks companies, PKO Bank Polski ranks better than 67.83% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for PKO Bank Polski's PEG Ratio or its related term are showing as below:
PSZKY'
s PEG Ratio Range Over the Past 10 Years
Min: 0.73 Med: 1.57 Max: 10.77
Current: 1
During the past 13 years, PKO Bank Polski's highest PEG Ratio was 10.77. The lowest was 0.73. And the median was 1.57.
PSZKY's PEG Ratio is ranked better than 67.83% of 1228
companies
in the Banks industry
Industry Median: 1.53
vs PSZKY: 1.00
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
PKO Bank Polski (OTCPK:PSZKY) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
PKO Bank Polski PEG Ratio Related Terms
PKO Bank Polski PEG Ratio Historical Data
* Premium members only.
The historical data trend for PKO Bank Polski's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PKO Bank Polski's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PKO Bank Polski PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PKO Bank Polski's PEG Ratio distribution charts can be found below:
* The bar in red indicates where PKO Bank Polski's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PKO Bank Polski (PSZKY) has a PEG Ratio of 1.01 as of Jul. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PKO Bank Polski and its competitors. This is 36% below median its historical median of 1.57. Over the past decade, PKO Bank Polski's PEG Ratio has ranged from 0.73 to 10.77. According to the industry distribution chart, PKO Bank Polski ranks #395 out of 1228 companies in the Banks industry, placing it in the top 32.2%.
Is PKO Bank Polski's PEG Ratio too high?
PKO Bank Polski's current PEG Ratio of 1.01 is 36% below median its 10-year median of 1.57. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 10.77. The Banks industry median PEG Ratio is 1.53. PKO Bank Polski's value of 1.01 is 34% below this industry median. Based on the distribution chart, PKO Bank Polski ranks #395 out of 1228 companies in the Banks industry, which is above the industry midpoint. Overall, PKO Bank Polski has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's PEG Ratio compare to PNC?
According to the Banks industry distribution chart, PKO Bank Polski ranks #395 out of 1228 companies for PEG Ratio. This puts PKO Bank Polski in the upper half of its industry. The industry median PEG Ratio is 1.53. PKO Bank Polski's value of 1.01 is 34% below this benchmark. Historically, PKO Bank Polski's own PEG Ratio has ranged from 0.73 to 10.77 over the past decade. While the company's 10-year median is 1.57 vs. the industry median of 1.53, PKO Bank Polski has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PKO Bank Polski's current PEG Ratio of 1.01 is 34% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PKO Bank Polski and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PKO Bank Polski's current PEG Ratio is 1.01, which is 36% below median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (PSZKY) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.62, compared to a current price of $28.53 — trading 45.4% above its estimated fair value. The current PEG Ratio is 1.01, which is 36% below median its 10-year median of 1.57 and 34% below the Banks industry median of 1.53. PKO Bank Polski's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PKO Bank Polski (PSZKY), the current PEG Ratio is 1.01 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PKO Bank Polski (PSZKY) Overvalued in 2026?
Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued.
The current stock price of $28.53 is trading 45.4% above its estimated GF Value™ of $19.62.
GuruFocus considers PKO Bank Polski to be Significantly Overvalued.
Key valuation signals for PSZKY:
PEG Ratio: 1.01 (36% below median its 10-year median of 1.57)
GF Value™: $19.62 vs. price of $28.53 (45.4% above fair value)
Industry Position: 34% below the Banks median (#395 of 1228)
No single metric tells the full story. See the PSZKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
74GF Score
Get the complete analysis for PSZKY
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