PKO Bank PolskiPSZKY -4.09%77 PS Ratio is 4.08 as of Jul. 09, 2026, which is 35% above its 10-year median of 3.02. GuruFocus rates PSZKY with a GF Score™ of 77/100 and a GF Value™ of $19.19 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,516 Banks companies, PKO Bank Polski ranks worse than 75.53% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PKO Bank Polski's share price is $26.99.
PKO Bank Polski's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $6.61. Hence, PKO Bank Polski's PS Ratio for today is 4.08.
Warning Sign:
PKO Bank Polski SA stock PS Ratio (=4.22) is close to 10-year high of 4.56.
The historical rank and industry rank for PKO Bank Polski's PS Ratio or its related term are showing as below:
PSZKY'
s PS Ratio Range Over the Past 10 Years
Min: 1.63 Med: 3.02 Max: 4.56
Current: 3.98
During the past 13 years, PKO Bank Polski's highest PS Ratio was 4.56. The lowest was 1.63. And the median was 3.02.
PSZKY's PS Ratio is ranked worse than 75.53% of 1516
companies
in the Banks industry
Industry Median: 3
vs PSZKY: 3.98
PKO Bank Polski SA revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of PKO Bank Polski was 5.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 21.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 18.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.90% per year.
During the past 13 years, PKO Bank Polski's highest 3-Year average Revenue per Share Growth Rate was 24.00% per year. The lowest was -3.30% per year. And the median was 5.20% per year.
Back to Basics: PS Ratio
PKO Bank Polski (OTCPK:PSZKY) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
PKO Bank Polski PS Ratio Related Terms
PKO Bank Polski PS Ratio Historical Data
* Premium members only.
The historical data trend for PKO Bank Polski's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PKO Bank Polski's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PKO Bank Polski PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PKO Bank Polski's PS Ratio distribution charts can be found below:
* The bar in red indicates where PKO Bank Polski's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
PKO Bank Polski's Share Price of today is $26.99. PKO Bank Polski's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.61.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PKO Bank Polski (PSZKY) has a PS Ratio of 4.08 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PKO Bank Polski and its competitors. This is 35% above median its historical median of 3.02. Over the past decade, PKO Bank Polski's PS Ratio has ranged from 1.63 to 4.56. According to the industry distribution chart, PKO Bank Polski ranks #1145 out of 1516 companies in the Banks industry, placing it in the top 75.5%.
Is PKO Bank Polski's PS Ratio too high?
PKO Bank Polski's current PS Ratio of 4.08 is 35% above median its 10-year median of 3.02. Over the past 10 years, this metric has ranged from a low of 1.63 to a high of 4.56. The Banks industry median PS Ratio is 3.00. PKO Bank Polski's value of 4.08 is 36% above this industry median. Based on the distribution chart, PKO Bank Polski ranks #1145 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PKO Bank Polski has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's PS Ratio compare to PNC?
According to the Banks industry distribution chart, PKO Bank Polski ranks #1145 out of 1516 companies for PS Ratio. This places PKO Bank Polski in the lower half of its industry. The industry median PS Ratio is 3.00. PKO Bank Polski's value of 4.08 is 36% above this benchmark. Historically, PKO Bank Polski's own PS Ratio has ranged from 1.63 to 4.56 over the past decade. While the company's 10-year median is 3.02 vs. the industry median of 3.00, PKO Bank Polski has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PKO Bank Polski's current PS Ratio of 4.08 is 36% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PKO Bank Polski and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PKO Bank Polski's current PS Ratio is 4.08, which is 35% above median its own 10-year median of 3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (PSZKY) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.19, compared to a current price of $26.99 — trading 40.6% above its estimated fair value. The current PS Ratio is 4.08, which is 35% above median its 10-year median of 3.02 and 36% above the Banks industry median of 3.00. PKO Bank Polski's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PKO Bank Polski (PSZKY), the current PS Ratio is 4.08 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PKO Bank Polski (PSZKY) Overvalued in 2026?
Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued.
The current stock price of $26.99 is trading 40.6% above its estimated GF Value™ of $19.19.
GuruFocus considers PKO Bank Polski to be Significantly Overvalued.
Key valuation signals for PSZKY:
PS Ratio: 4.08 (35% above median its 10-year median of 3.02)
GF Value™: $19.19 vs. price of $26.99 (40.6% above fair value)
Industry Position: 36% above the Banks median (#1145 of 1516)
No single metric tells the full story. See the PSZKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
77GF Score
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