PKO Bank Polski has the GF Score of 72, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes PKO Bank Polski
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
PKO Bank Polski (OTCPK:PSZKY) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
PKO Bank Polski GF Score Related Terms
PSZKY vs PNC: GF Score Comparison
For the Banks - Regional subindustry, PKO Bank Polski's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PKO Bank Polski GF Score vs Banks Industry
For the Banks industry and Financial Services sector, PKO Bank Polski's GF Score distribution charts can be found below:
* The bar in red indicates where PKO Bank Polski's GF Score falls into.
PKO Bank Polski (PSZKY) has a GF Score of 72 as of Jul. 06, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PKO Bank Polski and its competitors. This is near median its historical median of 69.00. Over the past decade, PKO Bank Polski's GF Score has ranged from 22.00 to 84.00.
Is PKO Bank Polski's GF Score too high?
PKO Bank Polski's current GF Score of 72 is near median its 10-year median of 69.00. Over the past 10 years, this metric has ranged from a low of 22.00 to a high of 84.00. Overall, PKO Bank Polski has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's GF Score compare to PNC?
PKO Bank Polski's GF Score of 72 can be compared against companies in the Banks industry. Historically, PKO Bank Polski's own GF Score has ranged from 22.00 to 84.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PKO Bank Polski and its competitors. PKO Bank Polski's current GF Score is 72, which is near median its own 10-year median of 69.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (PSZKY) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.18, compared to a current price of $27.63 — trading 44.1% above its estimated fair value. The current GF Score is 72, which is near median its 10-year median of 69.00. PKO Bank Polski's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PKO Bank Polski (PSZKY), the current GF Score is 72 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PKO Bank Polski (PSZKY) Overvalued in 2026?
Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued.
The current stock price of $27.63 is trading 44.1% above its estimated GF Value™ of $19.18.
GuruFocus considers PKO Bank Polski to be Significantly Overvalued.
Key valuation signals for PSZKY:
GF Score: 72 (near median its 10-year median of 69.00)
GF Value™: $19.18 vs. price of $27.63 (44.1% above fair value)
No single metric tells the full story. See the PSZKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
72GF Score
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