PKO Bank PolskiPSZKY -1.07%74 OCF Yield % is 14.59 as of Jun. 30, 2026, which is 59% below its 10-year median of 35.20. GuruFocus rates PSZKY with a GF Score™ of 74/100 and a GF Value™ of $18.95 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, PKO Bank Polski ranks better than 69.15% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
PKO Bank Polski OCF Yield % Related Terms
PKO Bank Polski OCF Yield % Historical Data
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The historical data trend for PKO Bank Polski's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PKO Bank Polski's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PKO Bank Polski OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, PKO Bank Polski's OCF Yield % distribution charts can be found below:
* The bar in red indicates where PKO Bank Polski's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PKO Bank Polski (PSZKY) has a OCF Yield % of 14.59 as of Jun. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PKO Bank Polski and its competitors. This is 59% below median its historical median of 35.20. According to the industry distribution chart, PKO Bank Polski ranks #464 out of 1504 companies in the Banks industry, placing it in the top 30.9%.
Is PKO Bank Polski's OCF Yield % too high?
PKO Bank Polski's current OCF Yield % of 14.59 is 59% below median its 10-year median of 35.20. The Banks industry median OCF Yield % is 9.34. PKO Bank Polski's value of 14.59 is 56.3% above this industry median. Based on the distribution chart, PKO Bank Polski ranks #464 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, PKO Bank Polski has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's OCF Yield % compare to PNC?
According to the Banks industry distribution chart, PKO Bank Polski ranks #464 out of 1504 companies for OCF Yield %. This puts PKO Bank Polski in the upper half of its industry. The industry median OCF Yield % is 9.34. PKO Bank Polski's value of 14.59 is 56.3% above this benchmark. While the company's 10-year median is 35.20 vs. the industry median of 9.34, PKO Bank Polski has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.34, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PKO Bank Polski's current OCF Yield % of 14.59 is 56.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PKO Bank Polski and its competitors. For the Banks industry, the median OCF Yield % is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PKO Bank Polski's current OCF Yield % is 14.59, which is 59% below median its own 10-year median of 35.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (PSZKY) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.95, compared to a current price of $27.05 — trading 42.7% above its estimated fair value. The current OCF Yield % is 14.59, which is 59% below median its 10-year median of 35.20 and 56.3% above the Banks industry median of 9.34. PKO Bank Polski's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For PKO Bank Polski (PSZKY), the current OCF Yield % is 14.59 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PKO Bank Polski (PSZKY) Overvalued in 2026?
Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued.
The current stock price of $27.05 is trading 42.7% above its estimated GF Value™ of $18.95.
GuruFocus considers PKO Bank Polski to be Significantly Overvalued.
Key valuation signals for PSZKY:
OCF Yield %: 14.59 (59% below median its 10-year median of 35.20)
GF Value™: $18.95 vs. price of $27.05 (42.7% above fair value)
Industry Position: 56.3% above the Banks median (#464 of 1504)
No single metric tells the full story. See the PSZKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
74GF Score
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