American Express CoSTU:AEC3.PFD 78 Median PS Value is $0.00 as of Jun. 25, 2026. GuruFocus rates STU:AEC3.PFD with a GF Score™ of 78/100. The stock has 3 warning signs investors should review. Among 288 Credit Services companies, American Express Co ranks worse than 73.96% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for American Express Co's Median PS Value or its related term are showing as below:
During the past 13 years, the highest Price to Median PS Value of American Express Co was 1.50. The lowest was 0.71. And the median was 1.04.
STU:AEC3.PFD's Price-to-Median-PS-Value is not ranked *
in the Credit Services industry.
Industry Median: 0.91 * Ranked among companies with meaningful Price-to-Median-PS-Value only.
American Express Co (STU:AEC3.PFD) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
American Express Co's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
99.90
/
0.00
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Express Co Median PS Value Related Terms
American Express Co Median PS Value Historical Data
* Premium members only.
The historical data trend for American Express Co's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:AEC3.PFD vs COF, PYPL, AFRM: Median PS Value Comparison
For the Credit Services subindustry, American Express Co's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Express Co Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, American Express Co's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where American Express Co's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.
American Express Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $86.347.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Express Co (STU:AEC3.PFD) has a Median PS Value of $0.00 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on American Express Co and its competitors. Over the past decade, American Express Co's Median PS Value has ranged from 0.71 to 1.50. According to the industry distribution chart, American Express Co ranks #213 out of 288 companies in the Credit Services industry, placing it in the top 74%.
Is American Express Co's Median PS Value too high?
American Express Co's current Median PS Value is $0.00. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.50. Based on the distribution chart, American Express Co ranks #213 out of 288 companies in the Credit Services industry, which is below the industry midpoint. Overall, American Express Co has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does American Express Co's Median PS Value compare to COF and PYPL?
According to the Credit Services industry distribution chart, American Express Co ranks #213 out of 288 companies for Median PS Value. This places American Express Co in the lower half of its industry. The industry median Median PS Value is 0.91. Historically, American Express Co's own Median PS Value has ranged from 0.71 to 1.50 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.91, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on American Express Co and its competitors. For the Credit Services industry, the median Median PS Value is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Express Co's current Median PS Value is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
American Express Co (STU:AEC3.PFD) has a current Median PS Value of $0.00. The current Median PS Value is $0.00. American Express Co's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For American Express Co (STU:AEC3.PFD), the current Median PS Value is $0.00 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
78GF Score
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