Crcam Ille Et VilaineXPAR:CIV -2.59%48 Median PS Value is €83.96 as of Jun. 28, 2026, which is 100% below its 10-year median of 1.09. GuruFocus rates XPAR:CIV with a GF Score™ of 48/100 and a GF Value™ of €63.02 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,043 Banks companies, Crcam Ille Et Vilaine ranks worse than 78.43% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Crcam Ille Et Vilaine's Median PS Value or its related term are showing as below:
XPAR:CIV'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.59 Med: 1.09 Max: 1.97
Current: 1.48
During the past 13 years, the highest Price to Median PS Value of Crcam Ille Et Vilaine was 1.97. The lowest was 0.59. And the median was 1.09.
XPAR:CIV's Price-to-Median-PS-Value is ranked worse than 78.43% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs XPAR:CIV: 1.48
Crcam Ille Et Vilaine (XPAR:CIV) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Crcam Ille Et Vilaine's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
124.20
/
83.96
=
1.48
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crcam Ille Et Vilaine Median PS Value Related Terms
Crcam Ille Et Vilaine Median PS Value Historical Data
* Premium members only.
The historical data trend for Crcam Ille Et Vilaine's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crcam Ille Et Vilaine Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Crcam Ille Et Vilaine's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crcam Ille Et Vilaine Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Crcam Ille Et Vilaine's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Crcam Ille Et Vilaine's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.8938.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Crcam Ille Et Vilaine's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €44.334.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crcam Ille Et Vilaine (XPAR:CIV) has a Median PS Value of €83.96 as of Jun. 28, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Crcam Ille Et Vilaine and its competitors. This is 7603% above median its historical median of 1.09. Over the past decade, Crcam Ille Et Vilaine's Median PS Value has ranged from 0.59 to 1.97. According to the industry distribution chart, Crcam Ille Et Vilaine ranks #818 out of 1043 companies in the Banks industry, placing it in the top 78.4%.
Is Crcam Ille Et Vilaine's Median PS Value too high?
Crcam Ille Et Vilaine's current Median PS Value of €83.96 is 7603% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.97. Based on the distribution chart, Crcam Ille Et Vilaine ranks #818 out of 1043 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Crcam Ille Et Vilaine has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Ille Et Vilaine's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Crcam Ille Et Vilaine ranks #818 out of 1043 companies for Median PS Value. This places Crcam Ille Et Vilaine in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Crcam Ille Et Vilaine's own Median PS Value has ranged from 0.59 to 1.97 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Crcam Ille Et Vilaine and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Ille Et Vilaine's current Median PS Value is €83.96, which is 7603% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Ille Et Vilaine stock overvalued right now?
Based on GuruFocus' analysis, Crcam Ille Et Vilaine (XPAR:CIV) is currently considered Significantly Overvalued. The stock's GF Value™ is €63.02, compared to a current price of €124.20 — trading 97.1% above its estimated fair value. The current Median PS Value is €83.96, which is 7603% above median its 10-year median of 1.09. Crcam Ille Et Vilaine's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Crcam Ille Et Vilaine (XPAR:CIV), the current Median PS Value is €83.96 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crcam Ille Et Vilaine (XPAR:CIV) Overvalued in 2026?
Based on GuruFocus' analysis, Crcam Ille Et Vilaine stock appears to be overvalued.
The current stock price of €124.20 is trading 97.1% above its estimated GF Value™ of €63.02.
GuruFocus considers Crcam Ille Et Vilaine to be Significantly Overvalued.
Key valuation signals for XPAR:CIV:
Median PS Value: €83.96 (7603% above median its 10-year median of 1.09)
GF Value™: €63.02 vs. price of €124.20 (97.1% above fair value)
No single metric tells the full story. See the XPAR:CIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crcam Ille Et Vilaine Formerly Crédit Agricole d'Ille-et-Vilaine is involved in providing banking services in France. The company offers savings, mortgages, loans, and account management services, as well as insurance products. It serves individuals, professionals, farmers, companies, and associations.
48GF Score
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