Crcam Ille Et Vilaine (XPAR:CIV) Dividend Payout Ratio: 0.00 (As of Dec. 2025)


XPAR:CIV Crcam Ille Et Vilaine XPAR:CIV
48 GF Score
Price €114.00
GF Value €62.98
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Crcam Ille Et Vilaine Dividend Payout Ratio?

Crcam Ille Et Vilaine XPAR:CIV -1.30% 48 Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus rates XPAR:CIV with a GF Score™ of 48/100 and a GF Value™ of €62.98 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,169 Banks companies, Crcam Ille Et Vilaine ranks better than 57.49% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Crcam Ille Et Vilaine's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.00.

The historical rank and industry rank for Crcam Ille Et Vilaine's Dividend Payout Ratio or its related term are showing as below:

XPAR:CIV' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.18   Med: 0.26   Max: 0.31
Current: 0.29


During the past 13 years, the highest Dividend Payout Ratio of Crcam Ille Et Vilaine was 0.31. The lowest was 0.18. And the median was 0.26.

XPAR:CIV's Dividend Payout Ratio is ranked better than
57.49% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs XPAR:CIV: 0.29

As of today (2026-07-05), the Dividend Yield % of Crcam Ille Et Vilaine is 2.87%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Crcam Ille Et Vilaine was 5.34%. The lowest was 2.23%. And the median was 3.39%.

Crcam Ille Et Vilaine's Dividends per Share for the months ended in Dec. 2025 was €0.00.

During the past 12 months, Crcam Ille Et Vilaine's average Dividends Per Share Growth Rate was 15.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 12.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Crcam Ille Et Vilaine was 12.40% per year. The lowest was -14.80% per year. And the median was 2.70% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Crcam Ille Et Vilaine (XPAR:CIV) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Crcam Ille Et Vilaine Dividend Payout Ratio Related Terms


Crcam Ille Et Vilaine Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Crcam Ille Et Vilaine's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crcam Ille Et Vilaine Dividend Payout Ratio Chart

Crcam Ille Et Vilaine Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.18 0.24 0.26 0.30

Crcam Ille Et Vilaine Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.30 0.00 0.36 0.00

Crcam Ille Et Vilaine Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Crcam Ille Et Vilaine's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crcam Ille Et Vilaine Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Crcam Ille Et Vilaine's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Crcam Ille Et Vilaine's Dividend Payout Ratio falls into.


XPAR:CIV
48GF Score
Crcam Ille Et Vilaine XPAR:CIV
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crcam Ille Et Vilaine Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Crcam Ille Et Vilaine's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=3.08/ 10.455
=0.29

Crcam Ille Et Vilaine's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 1.974
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Crcam Ille Et Vilaine (XPAR:CIV) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Crcam Ille Et Vilaine and its competitors. Over the past decade, Crcam Ille Et Vilaine's Dividend Payout Ratio has ranged from 0.18 to 0.31. According to the industry distribution chart, Crcam Ille Et Vilaine ranks #497 out of 1169 companies in the Banks industry, placing it in the top 42.5%.
Is Crcam Ille Et Vilaine's Dividend Payout Ratio too high?
Crcam Ille Et Vilaine's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.31. Based on the distribution chart, Crcam Ille Et Vilaine ranks #497 out of 1169 companies in the Banks industry, which is above the industry midpoint. Overall, Crcam Ille Et Vilaine has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Ille Et Vilaine's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Crcam Ille Et Vilaine ranks #497 out of 1169 companies for Dividend Payout Ratio. This puts Crcam Ille Et Vilaine in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Crcam Ille Et Vilaine's own Dividend Payout Ratio has ranged from 0.18 to 0.31 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Crcam Ille Et Vilaine and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Ille Et Vilaine's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Ille Et Vilaine stock overvalued right now?
Based on GuruFocus' analysis, Crcam Ille Et Vilaine (XPAR:CIV) is currently considered Significantly Overvalued. The stock's GF Value™ is €62.98, compared to a current price of €114.00 — trading 81% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Crcam Ille Et Vilaine's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Crcam Ille Et Vilaine (XPAR:CIV), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crcam Ille Et Vilaine (XPAR:CIV) Overvalued in 2026?

Based on GuruFocus' analysis, Crcam Ille Et Vilaine stock appears to be overvalued. The current stock price of €114.00 is trading 81% above its estimated GF Value™ of €62.98. GuruFocus considers Crcam Ille Et Vilaine to be Significantly Overvalued.

Key valuation signals for XPAR:CIV:

  • Dividend Payout Ratio: 0.00
  • GF Value™: €62.98 vs. price of €114.00 (81% above fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the XPAR:CIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crcam Ille Et Vilaine Business Description

Other Exchanges 0IN0:UK
Address 45 boulevard de la Liberte CS 64017, Rennes, FRA, 35000
Crcam Ille Et Vilaine Formerly Crédit Agricole d'Ille-et-Vilaine is involved in providing banking services in France. The company offers savings, mortgages, loans, and account management services, as well as insurance products. It serves individuals, professionals, farmers, companies, and associations.
48GF Score

Get the complete analysis for XPAR:CIV

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€114.00
Price
€62.98
GF Value