Crcam Ille Et VilaineXPAR:CIV -1.75%48 PEG Ratio is 1.51 as of Jul. 07, 2026, which is 7% above its 10-year median of 1.41. GuruFocus rates XPAR:CIV with a GF Score™ of 48/100 and a GF Value™ of €62.97 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,231 Banks companies, Crcam Ille Et Vilaine ranks better than 50.85% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Crcam Ille Et Vilaine's PEG Ratio or its related term are showing as below:
XPAR:CIV'
s PEG Ratio Range Over the Past 10 Years
Min: 0.69 Med: 1.41 Max: 4.46
Current: 1.5
During the past 13 years, Crcam Ille Et Vilaine's highest PEG Ratio was 4.46. The lowest was 0.69. And the median was 1.41.
XPAR:CIV's PEG Ratio is ranked better than 50.85% of 1231
companies
in the Banks industry
Industry Median: 1.53
vs XPAR:CIV: 1.50
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Crcam Ille Et Vilaine (XPAR:CIV) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crcam Ille Et Vilaine PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Crcam Ille Et Vilaine's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crcam Ille Et Vilaine PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Crcam Ille Et Vilaine's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Crcam Ille Et Vilaine's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Crcam Ille Et Vilaine (XPAR:CIV) has a PEG Ratio of 1.51 as of Jul. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Crcam Ille Et Vilaine and its competitors. This is near median its historical median of 1.41. Over the past decade, Crcam Ille Et Vilaine's PEG Ratio has ranged from 0.69 to 4.46. According to the industry distribution chart, Crcam Ille Et Vilaine ranks #605 out of 1231 companies in the Banks industry, placing it in the top 49.1%.
Is Crcam Ille Et Vilaine's PEG Ratio too high?
Crcam Ille Et Vilaine's current PEG Ratio of 1.51 is near median its 10-year median of 1.41. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 4.46. The Banks industry median PEG Ratio is 1.53. Crcam Ille Et Vilaine's value of 1.51 is 1.3% below this industry median. Based on the distribution chart, Crcam Ille Et Vilaine ranks #605 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Crcam Ille Et Vilaine has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Ille Et Vilaine's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Crcam Ille Et Vilaine ranks #605 out of 1231 companies for PEG Ratio. This puts Crcam Ille Et Vilaine in the upper half of its industry. The industry median PEG Ratio is 1.53. Crcam Ille Et Vilaine's value of 1.51 is 1.3% below this benchmark. Historically, Crcam Ille Et Vilaine's own PEG Ratio has ranged from 0.69 to 4.46 over the past decade. While the company's 10-year median is 1.41 vs. the industry median of 1.53, Crcam Ille Et Vilaine has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crcam Ille Et Vilaine's current PEG Ratio of 1.51 is 1.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Crcam Ille Et Vilaine and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Ille Et Vilaine's current PEG Ratio is 1.51, which is near median its own 10-year median of 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Ille Et Vilaine stock overvalued right now?
Based on GuruFocus' analysis, Crcam Ille Et Vilaine (XPAR:CIV) is currently considered Significantly Overvalued. The stock's GF Value™ is €62.97, compared to a current price of €112.82 — trading 79.2% above its estimated fair value. The current PEG Ratio is 1.51, which is near median its 10-year median of 1.41 and 1.3% below the Banks industry median of 1.53. Crcam Ille Et Vilaine's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Crcam Ille Et Vilaine (XPAR:CIV), the current PEG Ratio is 1.51 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crcam Ille Et Vilaine (XPAR:CIV) Overvalued in 2026?
Based on GuruFocus' analysis, Crcam Ille Et Vilaine stock appears to be overvalued.
The current stock price of €112.82 is trading 79.2% above its estimated GF Value™ of €62.97.
GuruFocus considers Crcam Ille Et Vilaine to be Significantly Overvalued.
Key valuation signals for XPAR:CIV:
PEG Ratio: 1.51 (near median its 10-year median of 1.41)
GF Value™: €62.97 vs. price of €112.82 (79.2% above fair value)
Industry Position: 1.3% below the Banks median (#605 of 1231)
No single metric tells the full story. See the XPAR:CIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crcam Ille Et Vilaine Formerly Crédit Agricole d'Ille-et-Vilaine is involved in providing banking services in France. The company offers savings, mortgages, loans, and account management services, as well as insurance products. It serves individuals, professionals, farmers, companies, and associations.
48GF Score
Get the complete analysis for XPAR:CIV
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