Crcam Ille Et Vilaine (XPAR:CIV) Moat Score: 0/10 (As of Jul. 08, 2026)


XPAR:CIV Crcam Ille Et Vilaine XPAR:CIV
48 GF Score
Price €112.82
GF Value €62.96
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Crcam Ille Et Vilaine Moat Score?

Crcam Ille Et Vilaine has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Crcam Ille Et Vilaine has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Crcam Ille Et Vilaine might have No Moat - No discernible moat.

Crcam Ille Et Vilaine  (XPAR:CIV) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Crcam Ille Et Vilaine Moat Score Related Terms

XPAR:CIV
48GF Score
Crcam Ille Et Vilaine XPAR:CIV
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Crcam Ille Et Vilaine (XPAR:CIV) Overvalued in 2026?

Based on GuruFocus' analysis, Crcam Ille Et Vilaine stock appears to be overvalued. The current stock price of €112.82 is trading 79.2% above its estimated GF Value™ of €62.96. GuruFocus considers Crcam Ille Et Vilaine to be Significantly Overvalued.

Key valuation signals for XPAR:CIV:

  • Moat Score: 0
  • GF Value™: €62.96 vs. price of €112.82 (79.2% above fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the XPAR:CIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Crcam Ille Et Vilaine Business Description

Other Exchanges 0IN0:UK
Address 45 boulevard de la Liberte CS 64017, Rennes, FRA, 35000
Crcam Ille Et Vilaine Formerly Crédit Agricole d'Ille-et-Vilaine is involved in providing banking services in France. The company offers savings, mortgages, loans, and account management services, as well as insurance products. It serves individuals, professionals, farmers, companies, and associations.
48GF Score

Get the complete analysis for XPAR:CIV

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€112.82
Price
€62.96
GF Value