Crcam Ille Et Vilaine (XPAR:CIV) ROC %: % (As of Dec. 2025)


XPAR:CIV Crcam Ille Et Vilaine XPAR:CIV
48 GF Score
Price €127.50
GF Value €63.02
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Crcam Ille Et Vilaine ROC %?

Crcam Ille Et Vilaine XPAR:CIV -2.67% 48 ROC % is % as of Dec. 2025. GuruFocus rates XPAR:CIV with a GF Score™ of 48/100 and a GF Value™ of €63.02 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

XPAR:CIV
48GF Score
Crcam Ille Et Vilaine XPAR:CIV
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Crcam Ille Et Vilaine (XPAR:CIV) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Crcam Ille Et Vilaine and its competitors.
Is Crcam Ille Et Vilaine's ROC % too high?
Crcam Ille Et Vilaine's current ROC % is %. Overall, Crcam Ille Et Vilaine has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Ille Et Vilaine's ROC % compare to competitors?
Crcam Ille Et Vilaine's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Crcam Ille Et Vilaine and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Ille Et Vilaine's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Ille Et Vilaine stock overvalued right now?
Based on GuruFocus' analysis, Crcam Ille Et Vilaine (XPAR:CIV) is currently considered Significantly Overvalued. The stock's GF Value™ is €63.02, compared to a current price of €127.50 — trading 102.3% above its estimated fair value. The current ROC % is %. Crcam Ille Et Vilaine's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Crcam Ille Et Vilaine (XPAR:CIV), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crcam Ille Et Vilaine (XPAR:CIV) Overvalued in 2026?

Based on GuruFocus' analysis, Crcam Ille Et Vilaine stock appears to be overvalued. The current stock price of €127.50 is trading 102.3% above its estimated GF Value™ of €63.02. GuruFocus considers Crcam Ille Et Vilaine to be Significantly Overvalued.

Key valuation signals for XPAR:CIV:

  • ROC %: %
  • GF Value™: €63.02 vs. price of €127.50 (102.3% above fair value)
  • GF Score™: 48/100 with 7 warning signs

No single metric tells the full story. See the XPAR:CIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crcam Ille Et Vilaine Business Description

Address 45 boulevard de la Liberte CS 64017, Rennes, FRA, 35000
Crcam Ille Et Vilaine Formerly Crédit Agricole d'Ille-et-Vilaine is involved in providing banking services in France. The company offers savings, mortgages, loans, and account management services, as well as insurance products. It serves individuals, professionals, farmers, companies, and associations.
48GF Score

Get the complete analysis for XPAR:CIV

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€127.50
Price
€63.02
GF Value