Bank7 (BSVN) Moat Score: 3/10 (As of Jul. 06, 2026)


BSVN Bank7 Corp BSVN
70 GF Score
Price $50.00
GF Value $39.27
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Bank7 Moat Score?

Bank7 BSVN +0.83% 70 Moat Score is 3 as of Jul. 06, 2026. GuruFocus rates BSVN with a GF Score™ of 70/100 and a GF Value™ of $39.27 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,612 Banks companies, Bank7 ranks better than 74.57% on this metric.

Bank7 has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Bank7 has No Moat: BSVN operates in a competitive banking sector with minimal differentiation. It lacks significant network effects, brand strength, or regulatory barriers, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank7 might have No Moat - Very weak/transient advantages.

Bank7  (NAS:BSVN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank7 Moat Score Related Terms

BSVN vs BWFG, FFMR, PDLB: Moat Score Comparison

For the Banks - Regional subindustry, Bank7's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank7 Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank7's Moat Score distribution charts can be found below:

* The bar in red indicates where Bank7's Moat Score falls into.


BSVN
70GF Score
Bank7 Corp BSVN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Bank7 (BSVN) has a Moat Score of 3 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Bank7 ranks #410 out of 1612 companies in the Banks industry, placing it in the top 25.4%.
Is Bank7's Moat Score too high?
Bank7's current Moat Score is 3. Based on the distribution chart, Bank7 ranks #410 out of 1612 companies in the Banks industry, which is above the industry midpoint. Overall, Bank7 has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank7's Moat Score compare to BWFG and FFMR?
According to the Banks industry distribution chart, Bank7 ranks #410 out of 1612 companies for Moat Score. This puts Bank7 in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Bank7's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank7 stock overvalued right now?
Based on GuruFocus' analysis, Bank7 (BSVN) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.27, compared to a current price of $50.00 — trading 27.3% above its estimated fair value. The current Moat Score is 3. Bank7's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Bank7 (BSVN), the current Moat Score is 3 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank7 (BSVN) Overvalued in 2026?

Based on GuruFocus' analysis, Bank7 stock appears to be overvalued. The current stock price of $50.00 is trading 27.3% above its estimated GF Value™ of $39.27. GuruFocus considers Bank7 to be Modestly Overvalued.

Key valuation signals for BSVN:

  • Moat Score: 3
  • GF Value™: $39.27 vs. price of $50.00 (27.3% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the BSVN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank7 Business Description

Address 1039 North West 63rd Street, Oklahoma City, OK, USA, 73116-7361
Bank7 Corp is a full-service commercial bank focused on providing customers with exceptional service and meeting their banking needs through a variety of commercial and retail financial services. It offers deposit banking products, including commercial deposit services, commercial checking, money market, and other deposit accounts, and retail deposit services such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. etc. It generates revenues from interest income from financial instruments and non-interest income and service charges on deposit accounts.
70GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$39.27
GF Value