Danske Bank AS (LTS:0NVC) Moat Score: 5/10 (As of Jul. 01, 2026)


LTS:0NVC Danske Bank AS LTS:0NVC
63 GF Score
Price kr347.45
GF Value kr229.63
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Danske Bank AS Moat Score?

Danske Bank AS LTS:0NVC +0.35% 63 Moat Score is 5 as of Jul. 01, 2026. GuruFocus rates LTS:0NVC with a GF Score™ of 63/100 and a GF Value™ of kr229.63 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,611 Banks companies, Danske Bank AS ranks better than 94.04% on this metric.

Danske Bank AS has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Danske Bank AS has Narrow Moat: Danske Bank has a solid narrow moat with strong brand recognition in the Nordic region and customer loyalty. It benefits from regulatory barriers and a robust distribution network, but lacks significant global market leadership.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Danske Bank AS might have Narrow Moat - Solid narrow moat.

Danske Bank AS  (LTS:0NVC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Danske Bank AS Moat Score Related Terms

Danske Bank AS Moat Score Competitor Comparison

For the Banks - Regional subindustry, Danske Bank AS's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Danske Bank AS Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Danske Bank AS's Moat Score distribution charts can be found below:

* The bar in red indicates where Danske Bank AS's Moat Score falls into.


LTS:0NVC
63GF Score
Danske Bank AS LTS:0NVC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Danske Bank AS (LTS:0NVC) has a Moat Score of 5 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Danske Bank AS ranks #96 out of 1611 companies in the Banks industry, placing it in the top 6%.
Is Danske Bank AS's Moat Score too high?
Danske Bank AS's current Moat Score is 5. Based on the distribution chart, Danske Bank AS ranks #96 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Danske Bank AS has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Danske Bank AS's Moat Score compare to competitors?
According to the Banks industry distribution chart, Danske Bank AS ranks #96 out of 1611 companies for Moat Score. This places Danske Bank AS in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Danske Bank AS's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Danske Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Danske Bank AS (LTS:0NVC) is currently considered Significantly Overvalued. The stock's GF Value™ is kr229.63, compared to a current price of kr347.45 — trading 51.3% above its estimated fair value. The current Moat Score is 5. Danske Bank AS's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Danske Bank AS (LTS:0NVC), the current Moat Score is 5 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Danske Bank AS (LTS:0NVC) Overvalued in 2026?

Based on GuruFocus' analysis, Danske Bank AS stock appears to be overvalued. The current stock price of kr347.45 is trading 51.3% above its estimated GF Value™ of kr229.63. GuruFocus considers Danske Bank AS to be Significantly Overvalued.

Key valuation signals for LTS:0NVC:

  • Moat Score: 5
  • GF Value™: kr229.63 vs. price of kr347.45 (51.3% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the LTS:0NVC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Danske Bank AS Business Description

Address Bernstorffsgade 40, Copenhagen, DNK, DK-1577
Founded in 1871, Danske Bank's headquarters are in Copenhagen, Denmark. It is the largest Danish bank with a dominant market share of 24% in lending and 27% in deposits. It operates through 144 branches in Denmark, Finland, Sweden, Norway, and Northern Ireland.
63GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr347.45
Price
kr229.63
GF Value