Danske Bank AS (LTS:0NVC) 3-Year RORE % : 8.51% (As of Mar. 2026)


LTS:0NVC Danske Bank AS LTS:0NVC
64 GF Score
Price kr358.75
GF Value kr233.05
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Danske Bank AS 3-Year RORE %?

Danske Bank AS LTS:0NVC +0.94% 64 3-Year RORE % is 8.51 as of Mar. 2026. GuruFocus rates LTS:0NVC with a GF Score™ of 64/100 and a GF Value™ of kr233.05 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,473 Banks companies, Danske Bank AS ranks worse than 53.84% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Danske Bank AS's 3-Year RORE % for the quarter that ended in Mar. 2026 was 8.51%.

The industry rank for Danske Bank AS's 3-Year RORE % or its related term are showing as below:

LTS:0NVC's 3-Year RORE % is ranked worse than
53.84% of 1473 companies
in the Banks industry
Industry Median: 9.87 vs LTS:0NVC: 8.51

Danske Bank AS  (LTS:0NVC) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Danske Bank AS 3-Year RORE % Related Terms


Danske Bank AS 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Danske Bank AS's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Danske Bank AS 3-Year RORE % Chart

Danske Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -8.24 -102.02 44.10 144.10 6.55

Danske Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 157.62 111.53 8.61 6.55 8.51

Danske Bank AS 3-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Danske Bank AS's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Danske Bank AS 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Danske Bank AS's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Danske Bank AS's 3-Year RORE % falls into.


LTS:0NVC
64GF Score
Danske Bank AS LTS:0NVC
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Danske Bank AS 3-Year RORE % Calculation

Danske Bank AS's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 28-25.2 )/( 81.2-48.29 )
=2.8/32.91
=8.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 8.51 mean?
Danske Bank AS (LTS:0NVC) has a 3-Year RORE % of 8.51 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Danske Bank AS and its competitors. According to the industry distribution chart, Danske Bank AS ranks #793 out of 1473 companies in the Banks industry, placing it in the top 53.8%.
Is Danske Bank AS's 3-Year RORE % too high?
Danske Bank AS's current 3-Year RORE % is 8.51. The Banks industry median 3-Year RORE % is 9.87. Danske Bank AS's value of 8.51 is 13.8% below this industry median. Based on the distribution chart, Danske Bank AS ranks #793 out of 1473 companies in the Banks industry, which is below the industry midpoint. Overall, Danske Bank AS has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Danske Bank AS's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Danske Bank AS ranks #793 out of 1473 companies for 3-Year RORE %. This places Danske Bank AS in the lower half of its industry. The industry median 3-Year RORE % is 9.87. Danske Bank AS's value of 8.51 is 13.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Danske Bank AS's current 3-Year RORE % of 8.51 is 13.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Danske Bank AS and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Danske Bank AS's current 3-Year RORE % is 8.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Danske Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Danske Bank AS (LTS:0NVC) is currently considered Significantly Overvalued. The stock's GF Value™ is kr233.05, compared to a current price of kr358.75 — trading 53.9% above its estimated fair value. The current 3-Year RORE % is 8.51 and 13.8% below the Banks industry median of 9.87. Danske Bank AS's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Danske Bank AS (LTS:0NVC), the current 3-Year RORE % is 8.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Danske Bank AS (LTS:0NVC) Overvalued in 2026?

Based on GuruFocus' analysis, Danske Bank AS stock appears to be overvalued. The current stock price of kr358.75 is trading 53.9% above its estimated GF Value™ of kr233.05. GuruFocus considers Danske Bank AS to be Significantly Overvalued.

Key valuation signals for LTS:0NVC:

  • 3-Year RORE %: 8.51
  • GF Value™: kr233.05 vs. price of kr358.75 (53.9% above fair value)
  • GF Score™: 64/100 with 7 warning signs
  • Industry Position: 13.8% below the Banks median (#793 of 1473)

No single metric tells the full story. See the LTS:0NVC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Danske Bank AS Business Description

Address Bernstorffsgade 40, Copenhagen, DNK, DK-1577
Founded in 1871, Danske Bank's headquarters are in Copenhagen, Denmark. It is the largest Danish bank with a dominant market share of 24% in lending and 27% in deposits. It operates through 144 branches in Denmark, Finland, Sweden, Norway, and Northern Ireland.
64GF Score

Get the complete analysis for LTS:0NVC

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr358.75
Price
kr233.05
GF Value