Danske Bank ASLTS:0NVC -0.16%63 ROA % is 0.60% as of Mar. 2026, which is 20% above its 10-year median of 0.50. GuruFocus rates LTS:0NVC with a GF Score™ of 63/100 and a GF Value™ of kr232.63 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,528 Banks companies, Danske Bank AS ranks worse than 71.6% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Danske Bank AS's annualizedNet Income for the quarter that ended in Mar. 2026 was kr22,744 Mil.
Danske Bank AS's average Total Assets over the quarter that ended in Mar. 2026 was kr3,773,145 Mil. Therefore, Danske Bank AS's annualized ROA % for the quarter that ended in Mar. 2026 was 0.60%.
The historical rank and industry rank for Danske Bank AS's ROA % or its related term are showing as below:
LTS:0NVC'
s ROA % Range Over the Past 10 Years
Min: -0.12 Med: 0.5 Max: 0.63
Current: 0.61
During the past 13 years, Danske Bank AS's highest ROA % was 0.63%. The lowest was -0.12%. And the median was 0.50%.
LTS:0NVC's ROA % is ranked worse than 71.6% of 1528
companies
in the Banks industry
Industry Median: 0.98
vs LTS:0NVC: 0.61
Danske Bank AS (LTS:0NVC) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Danske Bank AS ROA % Related Terms
Danske Bank AS ROA % Historical Data
* Premium members only.
The historical data trend for Danske Bank AS's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Danske Bank AS's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Danske Bank AS ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Danske Bank AS's ROA % distribution charts can be found below:
* The bar in red indicates where Danske Bank AS's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Danske Bank AS (LTS:0NVC) has a ROA % of 0.60% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Danske Bank AS and its competitors. This is 20% above median its historical median of 0.50. According to the industry distribution chart, Danske Bank AS ranks #1094 out of 1528 companies in the Banks industry, placing it in the top 71.6%.
Is Danske Bank AS's ROA % too high?
Danske Bank AS's current ROA % of 0.60% is 20% above median its 10-year median of 0.50. The Banks industry median ROA % is 0.98. Danske Bank AS's value of 0.60% is 38.8% below this industry median. Based on the distribution chart, Danske Bank AS ranks #1094 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Danske Bank AS has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Danske Bank AS's ROA % compare to competitors?
According to the Banks industry distribution chart, Danske Bank AS ranks #1094 out of 1528 companies for ROA %. This places Danske Bank AS in the lower half of its industry. The industry median ROA % is 0.98. Danske Bank AS's value of 0.60% is 38.8% below this benchmark. While the company's 10-year median is 0.50 vs. the industry median of 0.98, Danske Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Danske Bank AS's current ROA % of 0.60% is 38.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Danske Bank AS and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Danske Bank AS's current ROA % is 0.60%, which is 20% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Danske Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Danske Bank AS (LTS:0NVC) is currently considered Significantly Overvalued. The stock's GF Value™ is kr232.63, compared to a current price of kr345.65 — trading 48.6% above its estimated fair value. The current ROA % is 0.60%, which is 20% above median its 10-year median of 0.50 and 38.8% below the Banks industry median of 0.98. Danske Bank AS's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Danske Bank AS (LTS:0NVC), the current ROA % is 0.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Danske Bank AS (LTS:0NVC) Overvalued in 2026?
Based on GuruFocus' analysis, Danske Bank AS stock appears to be overvalued.
The current stock price of kr345.65 is trading 48.6% above its estimated GF Value™ of kr232.63.
GuruFocus considers Danske Bank AS to be Significantly Overvalued.
Key valuation signals for LTS:0NVC:
ROA %: 0.60% (20% above median its 10-year median of 0.50)
GF Value™: kr232.63 vs. price of kr345.65 (48.6% above fair value)
Industry Position: 38.8% below the Banks median (#1094 of 1528)
No single metric tells the full story. See the LTS:0NVC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1871, Danske Bank's headquarters are in Copenhagen, Denmark. It is the largest Danish bank with a dominant market share of 24% in lending and 27% in deposits. It operates through 144 branches in Denmark, Finland, Sweden, Norway, and Northern Ireland.
63GF Score
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