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MDIBY (Mediobanca SpA) Moat Score : 5/10 (As of Jul. 25, 2025)


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What is Mediobanca SpA Moat Score?

Mediobanca SpA has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Mediobanca SpA has Narrow Moat: Mediobanca has a solid narrow moat due to its strong brand and established market position in the Italian banking sector. It benefits from regulatory barriers and a robust distribution network. However, intense competition and economic fluctuations in Europe limit its moat strength.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Mediobanca SpA might have Narrow Moat - Solid narrow moat.


Competitive Comparison of Mediobanca SpA's Moat Score

For the Banks - Regional subindustry, Mediobanca SpA's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mediobanca SpA's Moat Score Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mediobanca SpA's Moat Score distribution charts can be found below:

* The bar in red indicates where Mediobanca SpA's Moat Score falls into.


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Mediobanca SpA  (OTCPK:MDIBY) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Mediobanca SpA Moat Score Related Terms

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Mediobanca SpA Business Description

Address
Piazzetta Enrico Cuccia 1, Milan, ITA, 20121
Mediobanca SpA is an Italian investment bank. It has four operating units: Corporate and Investment Banking, Consumer Finance, Wealth Management, and Insurance - Principal Investing. It generates the majority of its revenue from the Consumer Finance division which comprises personal and finalized loans, cards and accounts, and home insurance. It operates through a network of branch offices, ATMs, online portals, and other direct sales forces in Europe and the Americas.It operates through a network of branch offices, ATMs, online portals, and other direct sales forces in Europe and the Americas.