One97 Communications (NSE:PAYTM) Net Debt Paydown Yield % : 0.00% (As of Jul. 27, 2026)

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NSE:PAYTM One97 Communications Ltd NSE:PAYTM
63 GF Score
Price ₹1,283.20
GF Value ₹986.02
Valuation Modestly Overvalued
! 3 Warning Signs
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What is One97 Communications Net Debt Paydown Yield %?

One97 Communications NSE:PAYTM +2.10% 63 Net Debt Paydown Yield % is 0.00% as of Jul. 27, 2026. GuruFocus rates NSE:PAYTM with a GF Score™ of 63/100 and a GF Value™ of ₹986.02 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 2,486 Software companies, One97 Communications ranks worse than 40225.22% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, One97 Communications's Net Debt Paydown Yield % was 0.00%.


One97 Communications  (NSE:PAYTM) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


One97 Communications Net Debt Paydown Yield % Related Terms


One97 Communications Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for One97 Communications's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

One97 Communications Net Debt Paydown Yield % Chart

One97 Communications Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial 0.64 0.41 0.15 0.05 0.00

One97 Communications Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.02 0.01 0.00 0.00

NSE:PAYTM vs MSFT, ORCL, PLTR: Net Debt Paydown Yield % Comparison

For the Software - Infrastructure subindustry, One97 Communications's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


One97 Communications Net Debt Paydown Yield % vs Software Industry

For the Software industry and Technology sector, One97 Communications's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where One97 Communications's Net Debt Paydown Yield % falls into.


NSE:PAYTM
63GF Score
One97 Communications Ltd NSE:PAYTM
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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One97 Communications Net Debt Paydown Yield % Calculation

One97 Communications's Net Debt Paydown Yield % for the quarter that ended in Jun. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1631.5-1660 )/731340.786
=-0 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0.00% mean?
One97 Communications (NSE:PAYTM) has a Net Debt Paydown Yield % of 0.00% as of Jul. 27, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on One97 Communications and its competitors. According to the industry distribution chart, One97 Communications ranks #999999 out of 2486 companies in the Software industry.
Is One97 Communications' Net Debt Paydown Yield % too high?
One97 Communications' current Net Debt Paydown Yield % is 0.00%. Based on the distribution chart, One97 Communications ranks #999999 out of 2486 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, One97 Communications has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does One97 Communications' Net Debt Paydown Yield % compare to MSFT and ORCL?
According to the Software industry distribution chart, One97 Communications ranks #999999 out of 2486 companies for Net Debt Paydown Yield %. This places One97 Communications in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on One97 Communications and its competitors. One97 Communications's current Net Debt Paydown Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One97 Communications stock overvalued right now?
Based on GuruFocus' analysis, One97 Communications (NSE:PAYTM) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹986.02, compared to a current price of ₹1,283.20 — trading 30.1% above its estimated fair value. The current Net Debt Paydown Yield % is 0.00%. One97 Communications' overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For One97 Communications (NSE:PAYTM), the current Net Debt Paydown Yield % is 0.00% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is One97 Communications (NSE:PAYTM) Overvalued in 2026?

Based on GuruFocus' analysis, One97 Communications stock appears to be overvalued. The current stock price of ₹1,283.20 is trading 30.1% above its estimated GF Value™ of ₹986.02. GuruFocus considers One97 Communications to be Modestly Overvalued.

Key valuation signals for NSE:PAYTM:

  • Net Debt Paydown Yield %: 0.00%
  • GF Value™: ₹986.02 vs. price of ₹1,283.20 (30.1% above fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the NSE:PAYTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


One97 Communications Business Description

Other Exchanges 543396:India
Address Sector - 98, Plot No. H-10B, One Skymark, Tower-D, Noida, UP, IND, 201304
One97 Communications Ltd is a digital ecosystem for consumers and merchants. The company is in the business of providing a) payment and financial services which mainly include payment facilitator services, facilitation of consumer and merchant loan distribution to consumers and merchants, wealth management, etc. b) marketing services which consist of aggregator for digital products, ticketing business, providing voice and messaging platforms to the telecom operators and enterprise customers and other businesses. The group generates the majority of its revenue from customers domiciled in India.
63GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,283.20
Price
₹986.02
GF Value