One97 Communications (NSE:PAYTM) Retained Earnings: ₹0 Mil (As of Jun. 2026)

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NSE:PAYTM One97 Communications Ltd NSE:PAYTM
66 GF Score
Price ₹1,603.00
GF Value ₹1,002.10
Valuation Significantly Overvalued
! 4 Warning Signs
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What is One97 Communications Retained Earnings?

One97 Communications NSE:PAYTM -2.82% 66 Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus rates NSE:PAYTM with a GF Score™ of 66/100 and a GF Value™ of ₹1,002.10 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. One97 Communications's retained earnings for the quarter that ended in Jun. 2026 was ₹0 Mil.

One97 Communications's annual retained earnings increased from Mar. 2024 (₹-183,347 Mil) to Mar. 2025 (₹-126,621 Mil) and increased from Mar. 2025 (₹-126,621 Mil) to Mar. 2026 (₹0 Mil).


One97 Communications  (NSE:PAYTM) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


One97 Communications Retained Earnings Historical Data

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The historical data trend for One97 Communications's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

One97 Communications Retained Earnings Chart

One97 Communications Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial -151,833.00 -169,664.00 -183,347.00 -126,621.00 0.00

One97 Communications Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
NSE:PAYTM
66GF Score
One97 Communications Ltd NSE:PAYTM
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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One97 Communications Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0 Mil mean?
One97 Communications (NSE:PAYTM) has a Retained Earnings of ₹0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on One97 Communications and its competitors.
Is One97 Communications' Retained Earnings too high?
One97 Communications' current Retained Earnings is ₹0 Mil. Overall, One97 Communications has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does One97 Communications' Retained Earnings compare to MSFT and ORCL?
One97 Communications' Retained Earnings of ₹0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on One97 Communications and its competitors. One97 Communications's current Retained Earnings is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One97 Communications stock overvalued right now?
Based on GuruFocus' analysis, One97 Communications (NSE:PAYTM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹1,002.10, compared to a current price of ₹1,603.00 — trading 60% above its estimated fair value. The current Retained Earnings is ₹0 Mil. One97 Communications' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For One97 Communications (NSE:PAYTM), the current Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is One97 Communications (NSE:PAYTM) Overvalued in 2026?

Based on GuruFocus' analysis, One97 Communications stock appears to be overvalued. The current stock price of ₹1,603.00 is trading 60% above its estimated GF Value™ of ₹1,002.10. GuruFocus considers One97 Communications to be Significantly Overvalued.

Key valuation signals for NSE:PAYTM:

  • Retained Earnings: ₹0 Mil
  • GF Value™: ₹1,002.10 vs. price of ₹1,603.00 (60% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the NSE:PAYTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


One97 Communications Business Description

Other Exchanges 543396:India
Address Sector - 98, Plot No. H-10B, One Skymark, Tower-D, Noida, UP, IND, 201304
One97 Communications Ltd is a digital ecosystem for consumers and merchants. The company is in the business of providing a) payment and financial services which mainly include payment facilitator services, facilitation of consumer and merchant loan distribution to consumers and merchants, wealth management, etc. b) marketing services which consist of aggregator for digital products, ticketing business, providing voice and messaging platforms to the telecom operators and enterprise customers and other businesses. The group generates the majority of its revenue from customers domiciled in India.
66GF Score

Get the complete analysis for NSE:PAYTM

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,603.00
Price
₹1,002.10
GF Value