One97 Communications (NSE:PAYTM) Net Interest Margin (Bank Only) %


NSE:PAYTM One97 Communications Ltd NSE:PAYTM
71 GF Score
Price ₹1,341.80
GF Value ₹951.41
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is One97 Communications Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NSE:PAYTM
71GF Score
One97 Communications Ltd NSE:PAYTM
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is One97 Communications (NSE:PAYTM) Overvalued in 2026?

Based on GuruFocus' analysis, One97 Communications stock appears to be overvalued. The current stock price of ₹1,341.80 is trading 41% above its estimated GF Value™ of ₹951.41. GuruFocus considers One97 Communications to be Significantly Overvalued.

Key valuation signals for NSE:PAYTM:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹951.41 vs. price of ₹1,341.80 (41% above fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the NSE:PAYTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


One97 Communications Business Description

Other Exchanges 543396:India
Address Sector - 98, Plot No. H-10B, One Skymark, Tower-D, Noida, UP, IND, 201304
One97 Communications Ltd is a digital ecosystem for consumers and merchants. The company is in the business of providing a) payment and financial services which mainly include payment facilitator services, facilitation of consumer and merchant loan distribution to consumers and merchants, wealth management, etc. b) marketing services which consist of aggregator for digital products, ticketing business, providing voice and messaging platforms to the telecom operators and enterprise customers and other businesses. The group generates the majority of its revenue from customers domiciled in India.
71GF Score

Get the complete analysis for NSE:PAYTM

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,341.80
Price
₹951.41
GF Value