One97 Communications (NSE:PAYTM) ROC (Joel Greenblatt) %: 116.11% (As of Jun. 2026)

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NSE:PAYTM One97 Communications Ltd NSE:PAYTM
72 GF Score
Price ₹1,400.00
GF Value ₹992.45
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is One97 Communications ROC (Joel Greenblatt) %?

One97 Communications NSE:PAYTM -0.71% 72 ROC (Joel Greenblatt) % is 116.11% as of Jun. 2026. GuruFocus rates NSE:PAYTM with a GF Score™ of 72/100 and a GF Value™ of ₹992.45 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 2,820 Software companies, One97 Communications ranks better than 69.65% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. One97 Communications's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 116.11%.

The historical rank and industry rank for One97 Communications's ROC (Joel Greenblatt) % or its related term are showing as below:

NSE:PAYTM' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -668.24   Med: -169.88   Max: 84.2
Current: 84.2

During the past 8 years, One97 Communications's highest ROC (Joel Greenblatt) % was 84.20%. The lowest was -668.24%. And the median was -169.88%.

NSE:PAYTM's ROC (Joel Greenblatt) % is ranked better than
69.65% of 2820 companies
in the Software industry
Industry Median: 19.52 vs NSE:PAYTM: 84.20

One97 Communications's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


One97 Communications  (NSE:PAYTM) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


One97 Communications ROC (Joel Greenblatt) % Related Terms


One97 Communications ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for One97 Communications's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

One97 Communications ROC (Joel Greenblatt) % Chart

One97 Communications Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial -260.30 -161.94 -113.16 -59.27 68.02

One97 Communications Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.47 17.33 115.84 90.97 116.11

NSE:PAYTM vs MSFT, ORCL, PLTR: ROC (Joel Greenblatt) % Comparison

For the Software - Infrastructure subindustry, One97 Communications's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


One97 Communications ROC (Joel Greenblatt) % vs Software Industry

For the Software industry and Technology sector, One97 Communications's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where One97 Communications's ROC (Joel Greenblatt) % falls into.


NSE:PAYTM
72GF Score
One97 Communications Ltd NSE:PAYTM
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

One97 Communications ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(11860 + 0 + 6350) - (8890 + 0 + 66720)
=-57400

Working Capital(Q: Jun. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of One97 Communications for the quarter that ended in Jun. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Jun. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2026  Q: Jun. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=10160/( ( (8750 + max(-57400, 0)) + (0 + max(0, 0)) )/ 1 )
=10160/( ( 8750 + 0 )/ 1 )
=10160/8750
=116.11 %

Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 116.11% mean?
One97 Communications (NSE:PAYTM) has a ROC (Joel Greenblatt) % of 116.11% as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on One97 Communications and its competitors. According to the industry distribution chart, One97 Communications ranks #856 out of 2820 companies in the Software industry, placing it in the top 30.4%.
Is One97 Communications' ROC (Joel Greenblatt) % too high?
One97 Communications' current ROC (Joel Greenblatt) % is 116.11%. The Software industry median ROC (Joel Greenblatt) % is 19.52. One97 Communications' value of 116.11% is 494.8% above this industry median. Based on the distribution chart, One97 Communications ranks #856 out of 2820 companies in the Software industry, which is above the industry midpoint. Overall, One97 Communications has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does One97 Communications' ROC (Joel Greenblatt) % compare to MSFT and ORCL?
According to the Software industry distribution chart, One97 Communications ranks #856 out of 2820 companies for ROC (Joel Greenblatt) %. This puts One97 Communications in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 19.52. One97 Communications' value of 116.11% is 494.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Software company?
The median ROC (Joel Greenblatt) % among Software companies is 19.52, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. One97 Communications's current ROC (Joel Greenblatt) % of 116.11% is 494.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on One97 Communications and its competitors. For the Software industry, the median ROC (Joel Greenblatt) % is 19.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. One97 Communications's current ROC (Joel Greenblatt) % is 116.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One97 Communications stock overvalued right now?
Based on GuruFocus' analysis, One97 Communications (NSE:PAYTM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹992.45, compared to a current price of ₹1,400.00 — trading 41.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is 116.11% and 494.8% above the Software industry median of 19.52. One97 Communications' overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For One97 Communications (NSE:PAYTM), the current ROC (Joel Greenblatt) % is 116.11% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is One97 Communications (NSE:PAYTM) Overvalued in 2026?

Based on GuruFocus' analysis, One97 Communications stock appears to be overvalued. The current stock price of ₹1,400.00 is trading 41.1% above its estimated GF Value™ of ₹992.45. GuruFocus considers One97 Communications to be Significantly Overvalued.

Key valuation signals for NSE:PAYTM:

  • ROC (Joel Greenblatt) %: 116.11%
  • GF Value™: ₹992.45 vs. price of ₹1,400.00 (41.1% above fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 494.8% above the Software median (#856 of 2820)

No single metric tells the full story. See the NSE:PAYTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


One97 Communications Business Description

Other Exchanges 543396:India
Address Sector - 98, Plot No. H-10B, One Skymark, Tower-D, Noida, UP, IND, 201304
One97 Communications Ltd is a digital ecosystem for consumers and merchants. The company is in the business of providing a) payment and financial services which mainly include payment facilitator services, facilitation of consumer and merchant loan distribution to consumers and merchants, wealth management, etc. b) marketing services which consist of aggregator for digital products, ticketing business, providing voice and messaging platforms to the telecom operators and enterprise customers and other businesses. The group generates the majority of its revenue from customers domiciled in India.
72GF Score

Get the complete analysis for NSE:PAYTM

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,400.00
Price
₹992.45
GF Value