The historical rank and industry rank for One97 Communications's Net Margin % or its related term are showing as below:
NSE:PAYTM'
s Net Margin % Range Over the Past 10 Years
Min: -129.38 Med: -35.35 Max: 6.55
Current: 6.55
NSE:PAYTM's Net Margin % is ranked better than 64.49% of 2827
companies
in the Software industry
Industry Median: 2.54
vs NSE:PAYTM: 6.55
One97 Communications (NSE:PAYTM) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
One97 Communications Net Margin % Related Terms
One97 Communications Net Margin % Historical Data
* Premium members only.
The historical data trend for One97 Communications's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:PAYTM vs MSFT, ORCL, PLTR: Net Margin % Comparison
For the Software - Infrastructure subindustry, One97 Communications's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
One97 Communications Net Margin % vs Software Industry
For the Software industry and Technology sector, One97 Communications's Net Margin % distribution charts can be found below:
* The bar in red indicates where One97 Communications's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
One97 Communications (NSE:PAYTM) has a Net Margin % of 8.13% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on One97 Communications and its competitors. According to the industry distribution chart, One97 Communications ranks #1004 out of 2827 companies in the Software industry, placing it in the top 35.5%.
Is One97 Communications' Net Margin % too high?
One97 Communications' current Net Margin % is 8.13%. The Software industry median Net Margin % is 2.54. One97 Communications' value of 8.13% is 220.1% above this industry median. Based on the distribution chart, One97 Communications ranks #1004 out of 2827 companies in the Software industry, which is above the industry midpoint. Overall, One97 Communications has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does One97 Communications' Net Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, One97 Communications ranks #1004 out of 2827 companies for Net Margin %. This puts One97 Communications in the upper half of its industry. The industry median Net Margin % is 2.54. One97 Communications' value of 8.13% is 220.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,827 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. One97 Communications's current Net Margin % of 8.13% is 220.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on One97 Communications and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. One97 Communications's current Net Margin % is 8.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One97 Communications stock overvalued right now?
Based on GuruFocus' analysis, One97 Communications (NSE:PAYTM) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹943.01, compared to a current price of ₹1,124.80 — trading 19.3% above its estimated fair value. The current Net Margin % is 8.13% and 220.1% above the Software industry median of 2.54. One97 Communications' overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For One97 Communications (NSE:PAYTM), the current Net Margin % is 8.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is One97 Communications (NSE:PAYTM) Overvalued in 2026?
Based on GuruFocus' analysis, One97 Communications stock appears to be overvalued.
The current stock price of ₹1,124.80 is trading 19.3% above its estimated GF Value™ of ₹943.01.
GuruFocus considers One97 Communications to be Modestly Overvalued.
Key valuation signals for NSE:PAYTM:
Net Margin %: 8.13%
GF Value™: ₹943.01 vs. price of ₹1,124.80 (19.3% above fair value)
Industry Position: 220.1% above the Software median (#1004 of 2827)
No single metric tells the full story. See the NSE:PAYTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
One97 Communications Ltd is a digital ecosystem for consumers and merchants. The company is in the business of providing a) payment and financial services which mainly include payment facilitator services, facilitation of consumer and merchant loan distribution to consumers and merchants, wealth management, etc. b) marketing services which consist of aggregator for digital products, ticketing business, providing voice and messaging platforms to the telecom operators and enterprise customers and other businesses. The group generates the majority of its revenue from customers domiciled in India.
76GF Score
Get the complete analysis for NSE:PAYTM
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:PAYTM has been successfully added to your 
