Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
One97 Communications's yield on cost for the quarter that ended in Jun. 2026 was 0.00.
The historical rank and industry rank for One97 Communications's 5-Year Yield-on-Cost % or its related term are showing as below:
NSE:PAYTM's 5-Year Yield-on-Cost % is not ranked *
in the Software industry.
Industry Median: 3.03 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
One97 Communications 5-Year Yield-on-Cost % Related Terms
NSE:PAYTM vs MSFT, ORCL, PLTR: 5-Year Yield-on-Cost % Comparison
For the Software - Infrastructure subindustry, One97 Communications's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
One97 Communications 5-Year Yield-on-Cost % vs Software Industry
For the Software industry and Technology sector, One97 Communications's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where One97 Communications's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
One97 Communications (NSE:PAYTM) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on One97 Communications and its competitors. According to the industry distribution chart, One97 Communications ranks #999999 out of 1007 companies in the Software industry.
Is One97 Communications' 5-Year Yield-on-Cost % too high?
One97 Communications' current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, One97 Communications ranks #999999 out of 1007 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, One97 Communications has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does One97 Communications' 5-Year Yield-on-Cost % compare to MSFT and ORCL?
According to the Software industry distribution chart, One97 Communications ranks #999999 out of 1007 companies for 5-Year Yield-on-Cost %. This places One97 Communications in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Software company?
The median 5-Year Yield-on-Cost % among Software companies is 3.03, based on 1,007 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on One97 Communications and its competitors. For the Software industry, the median 5-Year Yield-on-Cost % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. One97 Communications's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One97 Communications stock overvalued right now?
Based on GuruFocus' analysis, One97 Communications (NSE:PAYTM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹964.01, compared to a current price of ₹1,593.70 — trading 65.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. One97 Communications' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For One97 Communications (NSE:PAYTM), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is One97 Communications (NSE:PAYTM) Overvalued in 2026?
Based on GuruFocus' analysis, One97 Communications stock appears to be overvalued.
The current stock price of ₹1,593.70 is trading 65.3% above its estimated GF Value™ of ₹964.01.
GuruFocus considers One97 Communications to be Significantly Overvalued.
Key valuation signals for NSE:PAYTM:
5-Year Yield-on-Cost %: 0.00
GF Value™: ₹964.01 vs. price of ₹1,593.70 (65.3% above fair value)
No single metric tells the full story. See the NSE:PAYTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
One97 Communications Ltd is a digital ecosystem for consumers and merchants. The company is in the business of providing a) payment and financial services which mainly include payment facilitator services, facilitation of consumer and merchant loan distribution to consumers and merchants, wealth management, etc. b) marketing services which consist of aggregator for digital products, ticketing business, providing voice and messaging platforms to the telecom operators and enterprise customers and other businesses. The group generates the majority of its revenue from customers domiciled in India.
64GF Score
Get the complete analysis for NSE:PAYTM
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:PAYTM has been successfully added to your 
