Saibo Co (TSE:3123) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3123 Saibo Co Ltd TSE:3123
65 GF Score
Price 円654.00
GF Value 円498.65
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Saibo Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:3123
65GF Score
Saibo Co Ltd TSE:3123
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Saibo Co (TSE:3123) Overvalued in 2026?

Based on GuruFocus' analysis, Saibo Co stock appears to be overvalued. The current stock price of 円654.00 is trading 31.2% above its estimated GF Value™ of 円498.65. GuruFocus considers Saibo Co to be Significantly Overvalued.

Key valuation signals for TSE:3123:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円498.65 vs. price of 円654.00 (31.2% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the TSE:3123 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saibo Co Business Description

Address 1-1-70 Maekawa, Kawaguchi City, Saitama, JPN, 333-0842
Saibo Co Ltd is a Japan-based company engages in the manufacture and sale of textile products. It is also engaged in the leasing of real estate business.
65GF Score

Get the complete analysis for TSE:3123

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円654.00
Price
円498.65
GF Value