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Navient (LTS:0K5R) Net Margin % : 9.56% (As of Dec. 2024)


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What is Navient Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Navient's Net Income for the three months ended in Dec. 2024 was $24.0 Mil. Navient's Revenue for the three months ended in Dec. 2024 was $251.0 Mil. Therefore, Navient's net margin for the quarter that ended in Dec. 2024 was 9.56%.

The historical rank and industry rank for Navient's Net Margin % or its related term are showing as below:

LTS:0K5R' s Net Margin % Range Over the Past 10 Years
Min: 13.21   Med: 25.7   Max: 37.13
Current: 13.62


LTS:0K5R's Net Margin % is ranked better than
50.19% of 526 companies
in the Credit Services industry
Industry Median: 13.575 vs LTS:0K5R: 13.62

Navient Net Margin % Historical Data

The historical data trend for Navient's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Navient Net Margin % Chart

Navient Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.41 32.43 37.13 17.83 13.63

Navient Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.17 25.44 14.57 -1.13 9.56

Competitive Comparison of Navient's Net Margin %

For the Credit Services subindustry, Navient's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navient's Net Margin % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Navient's Net Margin % distribution charts can be found below:

* The bar in red indicates where Navient's Net Margin % falls into.


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Navient Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Navient's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=131/961
=13.63 %

Navient's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin=Net Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=24/251
=9.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Navient  (LTS:0K5R) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Navient Net Margin % Related Terms

Thank you for viewing the detailed overview of Navient's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Navient Business Description

Traded in Other Exchanges
Address
13865 Sunrise Valley Drive, Herndon, VA, USA, 20171
Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in three segments: Federal Education Loans, Consumer Lending, and Business Processing. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.

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