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Business Description
Navient Corp
NAICS : 522390
SIC : 6141
ISIN : US63938C1080
Description
Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in three segments: Federal Education Loans, Consumer Lending, and Business Processing. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.02 | |||||
| Equity-to-Asset | 0.05 | |||||
| Debt-to-Equity | 18.14 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.64 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -12.3 | |||||
| 3-Year EPS without NRI Growth Rate | -14.6 | |||||
| 3-Year FCF Growth Rate | 0.4 | |||||
| 3-Year Book Growth Rate | 15 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 15.18 | |||||
| 9-Day RSI | 25.94 | |||||
| 14-Day RSI | 32.66 | |||||
| 3-1 Month Momentum % | 8.73 | |||||
| 6-1 Month Momentum % | -8.19 | |||||
| 12-1 Month Momentum % | -39.26 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.05 | |||||
| Dividend Payout Ratio | 0.32 | |||||
| Forward Dividend Yield % | 5.05 | |||||
| 5-Year Yield-on-Cost % | 5.06 | |||||
| 3-Year Average Share Buyback Ratio | 12.5 | |||||
| Shareholder Yield % | 723.58 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 13.62 | |||||
| FCF Margin % | 47.71 | |||||
| ROE % | 4.81 | |||||
| ROA % | 0.23 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.91 | |||||
| Forward PE Ratio | 11.74 | |||||
| PE Ratio without NRI | 6.43 | |||||
| Shiller PE Ratio | 4.55 | |||||
| PEG Ratio | 0.45 | |||||
| PS Ratio | 1.45 | |||||
| PB Ratio | 0.49 | |||||
| Price-to-Tangible-Book | 0.59 | |||||
| Price-to-Free-Cash-Flow | 3.11 | |||||
| Price-to-Operating-Cash-Flow | 3.11 | |||||
| EV-to-Revenue | 50.39 | |||||
| EV-to-Forward-Revenue | 75.8 | |||||
| EV-to-FCF | 105.61 | |||||
| Price-to-GF-Value | 1.09 | |||||
| Price-to-Projected-FCF | 0.13 | |||||
| Price-to-Median-PS-Value | 0.89 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.33 | |||||
| Price-to-Graham-Number | 0.41 | |||||
| FCF Yield % | 35.56 | |||||
| Forward Rate of Return (Yacktman) % | 52.37 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Navient Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 962 | ||
| EPS (TTM) ($) | 1.16 | ||
| Beta | 0.18 | ||
| 3-Year Sharpe Ratio | -0.68 | ||
| 3-Year Sortino Ratio | -0.73 | ||
| Volatility % | 42.53 | ||
| 14-Day RSI | 32.66 | ||
| 14-Day ATR ($) | 0.194028 | ||
| 20-Day SMA ($) | 13.339975 | ||
| 12-1 Month Momentum % | -39.26 | ||
| 52-Week Range ($) | 12.3984 - 23.262 | ||
| Shares Outstanding (Mil) | 102.28 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Navient Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Navient Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Navient Corp Frequently Asked Questions
What is Navient Corp(LTS:0K5R)'s stock price today?
The current price of LTS:0K5R is $12.67. The 52 week high of LTS:0K5R is $23.26 and 52 week low is $12.40.
When is next earnings date of Navient Corp(LTS:0K5R)?
The next earnings date of Navient Corp(LTS:0K5R) is 2025-04-24 Est..
Does Navient Corp(LTS:0K5R) pay dividends? If so, how much?
The Dividend Yield %  of Navient Corp(LTS:0K5R) is 5.05% (As of Today), Highest Dividend Payout Ratio of Navient Corp(LTS:0K5R) was 0.72. The lowest was 0.19. And the median was 0.29. The  Forward Dividend Yield % of Navient Corp(LTS:0K5R) is 5.05%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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