Business Description
Navient Corp
NAICS : 522390
SIC : 6141
ISIN : US63938C1080
Total Employee Number:
670Description
Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.01 | |||||
Equity-to-Asset | 0.05 | |||||
Debt-to-Equity | 18.77 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -2.39 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -20.1 | |||||
3-Year FCF Growth Rate | 28.1 | |||||
3-Year Book Growth Rate | 3.1 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 18.55 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 25.59 | |||||
9-Day RSI | 37.53 | |||||
14-Day RSI | 43.62 | |||||
3-1 Month Momentum % | -6.88 | |||||
6-1 Month Momentum % | -12.69 | |||||
12-1 Month Momentum % | -32.44 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 7.63 | |||||
Forward Dividend Yield % | 7.63 | |||||
5-Year Yield-on-Cost % | 7.63 | |||||
3-Year Average Share Buyback Ratio | 9.7 | |||||
Shareholder Yield % | 491.21 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | -9.9 | |||||
FCF Margin % | 53.3 | |||||
OCF Margin % | 53.3 | |||||
ROE % | -2.43 | |||||
ROA % | -0.12 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 11.73 | |||||
Shiller PE Ratio | 3.5 | |||||
PS Ratio | 1.35 | |||||
PB Ratio | 0.33 | |||||
Price-to-Tangible-Book | 0.4 | |||||
Price-to-Free-Cash-Flow | 2.55 | |||||
Price-to-Operating-Cash-Flow | 2.55 | |||||
EV-to-Revenue | 73.95 | |||||
EV-to-Forward-Revenue | 80.85 | |||||
EV-to-FCF | 138.74 | |||||
Price-to-GF-Value | 0.83 | |||||
Price-to-Projected-FCF | 0.11 | |||||
Price-to-Median-PS-Value | 0.83 | |||||
FCF Yield % | 41.01 | |||||
Forward Rate of Return (Yacktman) % | 55.75 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Navient Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 606 | ||
| EPS (TTM) ($) | -0.63 | ||
| Beta | 0.3081 | ||
| 3-Year Sharpe Ratio | -0.93 | ||
| 3-Year Sortino Ratio | -1.01 | ||
| Volatility % | 36.68 | ||
| 14-Day RSI | 43.62 | ||
| 14-Day ATR ($) | 0.162515 | ||
| 20-Day SMA ($) | 8.53606 | ||
| 12-1 Month Momentum % | -32.44 | ||
| 52-Week Range ($) | 7.529 - 13.79 | ||
| Shares Outstanding (Mil) | 93.99 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Navient Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Navient Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-01-28 08:00 | In 181 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-28 07:00 | In 181 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-29 08:00 | In 90 days | ||
| Third quarter earnings results for 2026 | 2026-10-29 07:00 | In 90 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-06 17:00 | In 6 days | ||
| Second quarter earnings results for 2026 | 2026-08-06 16:00 | In 6 days | ||
| USD 0.160000 Cash Dividend | 2026-06-05 | 7.79 (+1.50%) | ||
| General meeting for 2026 | 2026-06-04 10:30 | 7.53 (-6.81%) | ||
| First quarter earnings conference call for 2026 | 2026-04-29 08:00 | 8.91 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-29 07:00 | 8.91 (+0.00%) |
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Navient Corp Frequently Asked Questions
What is Navient Corp(LTS:0K5R)'s stock price today?
The current price of LTS:0K5R is $8.32. The 52 week high of LTS:0K5R is $13.79 and 52 week low is $7.53.
When is next earnings date of Navient Corp(LTS:0K5R)?
The next earnings date of Navient Corp(LTS:0K5R) is 2026-08-06.
Does Navient Corp(LTS:0K5R) pay dividends? If so, how much?
The Dividend Yield %  of Navient Corp(LTS:0K5R) is 7.63% (As of Today), Highest Dividend Payout Ratio of Navient Corp(LTS:0K5R) was 0.72. The lowest was 0.19. And the median was 0.26. The  Forward Dividend Yield % of Navient Corp(LTS:0K5R) is 7.63%. For more information regarding to dividend, please check our Dividend Page.
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