REVO Insurance SpA (MIL:REVO) Net Margin %: 3.64% (As of Dec. 2025) — 39% Below Median


MIL:REVO REVO Insurance SpA MIL:REVO
81 GF Score
Price €25.45
GF Value €19.85
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is REVO Insurance SpA Net Margin %?

REVO Insurance SpA MIL:REVO +0.78% 81 Net Margin % is 3.64% as of Dec. 2025, which is 39% below its 10-year median of 5.93. GuruFocus rates MIL:REVO with a GF Score™ of 81/100 and a GF Value™ of €19.85 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, REVO Insurance SpA ranks worse than 68.86% on this metric.

Net margin is calculated as Net Income divided by its Revenue. REVO Insurance SpA's Net Income for the six months ended in Dec. 2025 was €11.1 Mil. REVO Insurance SpA's Revenue for the six months ended in Dec. 2025 was €304.9 Mil. Therefore, REVO Insurance SpA's net margin for the quarter that ended in Dec. 2025 was 3.64%.

The historical rank and industry rank for REVO Insurance SpA's Net Margin % or its related term are showing as below:

MIL:REVO' s Net Margin % Range Over the Past 10 Years
Min: -308.9   Med: 5.93   Max: 33.45
Current: 5.39


MIL:REVO's Net Margin % is ranked worse than
68.86% of 501 companies
in the Insurance industry
Industry Median: 9.29 vs MIL:REVO: 5.39

REVO Insurance SpA  (MIL:REVO) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


REVO Insurance SpA Net Margin % Related Terms


REVO Insurance SpA Net Margin % Historical Data

* Premium members only.

The historical data trend for REVO Insurance SpA's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

REVO Insurance SpA Net Margin % Chart

REVO Insurance SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial -308.90 6.56 4.79 5.93 5.39

REVO Insurance SpA Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.68 11.20 4.01 10.19 3.64

MIL:REVO vs CB, PGR, TRV: Net Margin % Comparison

For the Insurance - Property & Casualty subindustry, REVO Insurance SpA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


REVO Insurance SpA Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, REVO Insurance SpA's Net Margin % distribution charts can be found below:

* The bar in red indicates where REVO Insurance SpA's Net Margin % falls into.


MIL:REVO
81GF Score
REVO Insurance SpA MIL:REVO
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

REVO Insurance SpA Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

REVO Insurance SpA's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=22.407/415.854
=5.39 %

REVO Insurance SpA's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=11.097/304.899
=3.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 3.64% mean?
REVO Insurance SpA (MIL:REVO) has a Net Margin % of 3.64% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on REVO Insurance SpA and its competitors. This is 39% below median its historical median of 5.93. According to the industry distribution chart, REVO Insurance SpA ranks #345 out of 501 companies in the Insurance industry, placing it in the top 68.9%.
Is REVO Insurance SpA's Net Margin % too high?
REVO Insurance SpA's current Net Margin % of 3.64% is 39% below median its 10-year median of 5.93. The Insurance industry median Net Margin % is 9.29. REVO Insurance SpA's value of 3.64% is 60.8% below this industry median. Based on the distribution chart, REVO Insurance SpA ranks #345 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, REVO Insurance SpA has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does REVO Insurance SpA's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, REVO Insurance SpA ranks #345 out of 501 companies for Net Margin %. This places REVO Insurance SpA in the lower half of its industry. The industry median Net Margin % is 9.29. REVO Insurance SpA's value of 3.64% is 60.8% below this benchmark. While the company's 10-year median is 5.93 vs. the industry median of 9.29, REVO Insurance SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. REVO Insurance SpA's current Net Margin % of 3.64% is 60.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on REVO Insurance SpA and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. REVO Insurance SpA's current Net Margin % is 3.64%, which is 39% below median its own 10-year median of 5.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is REVO Insurance SpA stock overvalued right now?
Based on GuruFocus' analysis, REVO Insurance SpA (MIL:REVO) is currently considered Modestly Overvalued. The stock's GF Value™ is €19.85, compared to a current price of €25.45 — trading 28.2% above its estimated fair value. The current Net Margin % is 3.64%, which is 39% below median its 10-year median of 5.93 and 60.8% below the Insurance industry median of 9.29. REVO Insurance SpA's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For REVO Insurance SpA (MIL:REVO), the current Net Margin % is 3.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is REVO Insurance SpA (MIL:REVO) Overvalued in 2026?

Based on GuruFocus' analysis, REVO Insurance SpA stock appears to be overvalued. The current stock price of €25.45 is trading 28.2% above its estimated GF Value™ of €19.85. GuruFocus considers REVO Insurance SpA to be Modestly Overvalued.

Key valuation signals for MIL:REVO:

  • Net Margin %: 3.64% (39% below median its 10-year median of 5.93)
  • GF Value™: €19.85 vs. price of €25.45 (28.2% above fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 60.8% below the Insurance median (#345 of 501)

No single metric tells the full story. See the MIL:REVO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


REVO Insurance SpA Business Description

Other Exchanges REVOm:UKH0O:Germany
Address Via Monte Rosa 91, Milan, ITA, 20149
REVO Insurance SpA is an insurance company based in Italy. It specializes in special and parametric risks and with a prevalent, as well as focus on the SME sector. It operates in the Non-life Operations segment, Life Operations segment, Equity interests, and others, and the majority of its revenue comes from the Non-life Operations segment.
81GF Score

Get the complete analysis for MIL:REVO

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.45
Price
€19.85
GF Value