REVO Insurance SpA (MIL:REVO) Retained Earnings: €22.4 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:REVO REVO Insurance SpA MIL:REVO
59 GF Score
Price €25.05
! 3 Warning Signs
View Full Analysis

What is REVO Insurance SpA Retained Earnings?

REVO Insurance SpA MIL:REVO -3.28% 59 Retained Earnings is €22.4 Mil as of Dec. 2025. GuruFocus rates MIL:REVO with a GF Score™ of 59/100. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. REVO Insurance SpA's retained earnings for the quarter that ended in Dec. 2025 was €22.4 Mil.

REVO Insurance SpA's quarterly retained earnings increased from Mar. 2025 (€0.0 Mil) to Jun. 2025 (€11.3 Mil) and increased from Jun. 2025 (€11.3 Mil) to Dec. 2025 (€22.4 Mil).

REVO Insurance SpA's annual retained earnings increased from Dec. 2023 (€10.6 Mil) to Dec. 2024 (€18.6 Mil) and increased from Dec. 2024 (€18.6 Mil) to Dec. 2025 (€22.4 Mil).


REVO Insurance SpA  (MIL:REVO) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


REVO Insurance SpA Retained Earnings Historical Data

* Premium members only.

The historical data trend for REVO Insurance SpA's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

REVO Insurance SpA Retained Earnings Chart

REVO Insurance SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial -13.84 6.19 10.57 18.58 22.41

REVO Insurance SpA Quarterly Data
Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.58 0.00 11.31 22.41 0.00
MIL:REVO
59GF Score
REVO Insurance SpA MIL:REVO
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

REVO Insurance SpA Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €22.4 Mil mean?
REVO Insurance SpA (MIL:REVO) has a Retained Earnings of €22.4 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on REVO Insurance SpA and its competitors.
Is REVO Insurance SpA's Retained Earnings too high?
REVO Insurance SpA's current Retained Earnings is €22.4 Mil. Overall, REVO Insurance SpA has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does REVO Insurance SpA's Retained Earnings compare to CB and PGR?
REVO Insurance SpA's Retained Earnings of €22.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on REVO Insurance SpA and its competitors. REVO Insurance SpA's current Retained Earnings is €22.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is REVO Insurance SpA stock overvalued right now?
REVO Insurance SpA (MIL:REVO) has a current Retained Earnings of €22.4 Mil. The current Retained Earnings is €22.4 Mil. REVO Insurance SpA's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For REVO Insurance SpA (MIL:REVO), the current Retained Earnings is €22.4 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

REVO Insurance SpA Business Description

Other Exchanges REVOm:UKH0O:Germany
Address Via Monte Rosa 91, Milan, ITA, 20149
REVO Insurance SpA is an insurance company based in Italy. It specializes in special and parametric risks and with a prevalent, as well as focus on the SME sector. It operates in the Non-life Operations segment, Life Operations segment, Equity interests, and others, and the majority of its revenue comes from the Non-life Operations segment.
59GF Score

Get the complete analysis for MIL:REVO

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.05
Price