REVO Insurance SpA (MIL:REVO) Return-on-Tangible-Asset: 1.84% (As of Jun. 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:REVO REVO Insurance SpA MIL:REVO
82 GF Score
Price €24.55
GF Value €20.40
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is REVO Insurance SpA Return-on-Tangible-Asset?

REVO Insurance SpA MIL:REVO -0.41% 82 Return-on-Tangible-Asset is 1.84% as of Jun. 2026, which is 20% below its 10-year median of 2.29. GuruFocus rates MIL:REVO with a GF Score™ of 82/100 and a GF Value™ of €20.40 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 502 Insurance companies, REVO Insurance SpA ranks worse than 52.19% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. REVO Insurance SpA's annualized Net Income for the quarter that ended in Jun. 2026 was €10.7 Mil. REVO Insurance SpA's average total tangible assets for the quarter that ended in Jun. 2026 was €546.2 Mil. Therefore, REVO Insurance SpA's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 1.84%.

The historical rank and industry rank for REVO Insurance SpA's Return-on-Tangible-Asset or its related term are showing as below:

MIL:REVO' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.02   Med: 2.29   Max: 4.9
Current: 2.61

During the past 7 years, REVO Insurance SpA's highest Return-on-Tangible-Asset was 4.90%. The lowest was -0.02%. And the median was 2.29%.

MIL:REVO's Return-on-Tangible-Asset is ranked worse than
52.19% of 502 companies
in the Insurance industry
Industry Median: 2.855 vs MIL:REVO: 2.61

REVO Insurance SpA  (MIL:REVO) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


REVO Insurance SpA Return-on-Tangible-Asset Related Terms


REVO Insurance SpA Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for REVO Insurance SpA's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

REVO Insurance SpA Return-on-Tangible-Asset Chart

REVO Insurance SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial -0.02 2.29 3.45 4.90 4.80

REVO Insurance SpA Semi-Annual Data
Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.82 2.03 2.25 0.00 1.84

MIL:REVO vs CB, PGR, TRV: Return-on-Tangible-Asset Comparison

For the Insurance - Property & Casualty subindustry, REVO Insurance SpA's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


REVO Insurance SpA Return-on-Tangible-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, REVO Insurance SpA's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where REVO Insurance SpA's Return-on-Tangible-Asset falls into.


MIL:REVO
82GF Score
REVO Insurance SpA MIL:REVO
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

REVO Insurance SpA Return-on-Tangible-Asset Calculation

REVO Insurance SpA's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=22.407/( (421.955+512.075)/ 2 )
=22.407/467.015
=4.80 %

REVO Insurance SpA's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Dec. 2025 )(Q: Jun. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Dec. 2025 )(Q: Jun. 2026 )
=10.68/( (512.075+580.347)/ 2 )
=10.68/546.211
=1.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Jun. 2026) net income data.

What does a Return-on-Tangible-Asset of 1.84% mean?
REVO Insurance SpA (MIL:REVO) has a Return-on-Tangible-Asset of 1.84% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on REVO Insurance SpA and its competitors. This is 20% below median its historical median of 2.29. According to the industry distribution chart, REVO Insurance SpA ranks #262 out of 502 companies in the Insurance industry, placing it in the top 52.2%.
Is REVO Insurance SpA's Return-on-Tangible-Asset too high?
REVO Insurance SpA's current Return-on-Tangible-Asset of 1.84% is 20% below median its 10-year median of 2.29. The Insurance industry median Return-on-Tangible-Asset is 2.86. REVO Insurance SpA's value of 1.84% is 35.6% below this industry median. Based on the distribution chart, REVO Insurance SpA ranks #262 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, REVO Insurance SpA has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does REVO Insurance SpA's Return-on-Tangible-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, REVO Insurance SpA ranks #262 out of 502 companies for Return-on-Tangible-Asset. This places REVO Insurance SpA in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.86. REVO Insurance SpA's value of 1.84% is 35.6% below this benchmark. While the company's 10-year median is 2.29 vs. the industry median of 2.86, REVO Insurance SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. REVO Insurance SpA's current Return-on-Tangible-Asset of 1.84% is 35.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on REVO Insurance SpA and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. REVO Insurance SpA's current Return-on-Tangible-Asset is 1.84%, which is 20% below median its own 10-year median of 2.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is REVO Insurance SpA stock overvalued right now?
Based on GuruFocus' analysis, REVO Insurance SpA (MIL:REVO) is currently considered Modestly Overvalued. The stock's GF Value™ is €20.40, compared to a current price of €24.55 — trading 20.3% above its estimated fair value. The current Return-on-Tangible-Asset is 1.84%, which is 20% below median its 10-year median of 2.29 and 35.6% below the Insurance industry median of 2.86. REVO Insurance SpA's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For REVO Insurance SpA (MIL:REVO), the current Return-on-Tangible-Asset is 1.84% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is REVO Insurance SpA (MIL:REVO) Overvalued in 2026?

Based on GuruFocus' analysis, REVO Insurance SpA stock appears to be overvalued. The current stock price of €24.55 is trading 20.3% above its estimated GF Value™ of €20.40. GuruFocus considers REVO Insurance SpA to be Modestly Overvalued.

Key valuation signals for MIL:REVO:

  • Return-on-Tangible-Asset: 1.84% (20% below median its 10-year median of 2.29)
  • GF Value™: €20.40 vs. price of €24.55 (20.3% above fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 35.6% below the Insurance median (#262 of 502)

No single metric tells the full story. See the MIL:REVO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


REVO Insurance SpA Business Description

Other Exchanges REVOm:UKH0O:Germany
Address Via Monte Rosa 91, Milan, ITA, 20149
REVO Insurance SpA is an insurance company based in Italy. It specializes in special and parametric risks and with a prevalent, as well as focus on the SME sector. It operates in the Non-life Operations segment, Life Operations segment, Equity interests, and others, and the majority of its revenue comes from the Non-life Operations segment.
82GF Score

Get the complete analysis for MIL:REVO

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.55
Price
€20.40
GF Value