REVO Insurance SpAMIL:REVO -0.56%81 Return-on-Tangible-Equity is 14.09% as of Dec. 2025, which is 197% above its 10-year median of 4.74. GuruFocus rates MIL:REVO with a GF Score™ of 81/100 and a GF Value™ of €19.84 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 498 Insurance companies, REVO Insurance SpA ranks better than 53.61% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. REVO Insurance SpA's annualized net income for the quarter that ended in Dec. 2025 was €22.2 Mil. REVO Insurance SpA's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €157.5 Mil. Therefore, REVO Insurance SpA's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 14.09%.
The historical rank and industry rank for REVO Insurance SpA's Return-on-Tangible-Equity or its related term are showing as below:
MIL:REVO'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.04 Med: 4.74 Max: 14.48
Current: 14.48
During the past 7 years, REVO Insurance SpA's highest Return-on-Tangible-Equity was 14.48%. The lowest was -0.04%. And the median was 4.74%.
MIL:REVO's Return-on-Tangible-Equity is ranked better than 53.61% of 498
companies
in the Insurance industry
Industry Median: 13.515
vs MIL:REVO: 14.48
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
REVO Insurance SpA Return-on-Tangible-Equity Related Terms
REVO Insurance SpA Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for REVO Insurance SpA's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:REVO vs CB, PGR, TRV: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, REVO Insurance SpA's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
REVO Insurance SpA Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, REVO Insurance SpA's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where REVO Insurance SpA's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.09% mean?
REVO Insurance SpA (MIL:REVO) has a Return-on-Tangible-Equity of 14.09% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on REVO Insurance SpA and its competitors. This is 197% above median its historical median of 4.74. According to the industry distribution chart, REVO Insurance SpA ranks #231 out of 498 companies in the Insurance industry, placing it in the top 46.4%.
Is REVO Insurance SpA's Return-on-Tangible-Equity too high?
REVO Insurance SpA's current Return-on-Tangible-Equity of 14.09% is 197% above median its 10-year median of 4.74. The Insurance industry median Return-on-Tangible-Equity is 13.52. REVO Insurance SpA's value of 14.09% is 4.3% above this industry median. Based on the distribution chart, REVO Insurance SpA ranks #231 out of 498 companies in the Insurance industry, which is above the industry midpoint. Overall, REVO Insurance SpA has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does REVO Insurance SpA's Return-on-Tangible-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, REVO Insurance SpA ranks #231 out of 498 companies for Return-on-Tangible-Equity. This puts REVO Insurance SpA in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.52. REVO Insurance SpA's value of 14.09% is 4.3% above this benchmark. While the company's 10-year median is 4.74 vs. the industry median of 13.52, REVO Insurance SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.52, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. REVO Insurance SpA's current Return-on-Tangible-Equity of 14.09% is 4.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on REVO Insurance SpA and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. REVO Insurance SpA's current Return-on-Tangible-Equity is 14.09%, which is 197% above median its own 10-year median of 4.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is REVO Insurance SpA stock overvalued right now?
Based on GuruFocus' analysis, REVO Insurance SpA (MIL:REVO) is currently considered Significantly Overvalued. The stock's GF Value™ is €19.84, compared to a current price of €26.85 — trading 35.3% above its estimated fair value. The current Return-on-Tangible-Equity is 14.09%, which is 197% above median its 10-year median of 4.74 and 4.3% above the Insurance industry median of 13.52. REVO Insurance SpA's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For REVO Insurance SpA (MIL:REVO), the current Return-on-Tangible-Equity is 14.09% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is REVO Insurance SpA (MIL:REVO) Overvalued in 2026?
Based on GuruFocus' analysis, REVO Insurance SpA stock appears to be overvalued.
The current stock price of €26.85 is trading 35.3% above its estimated GF Value™ of €19.84.
GuruFocus considers REVO Insurance SpA to be Significantly Overvalued.
Key valuation signals for MIL:REVO:
Return-on-Tangible-Equity: 14.09% (197% above median its 10-year median of 4.74)
GF Value™: €19.84 vs. price of €26.85 (35.3% above fair value)
Industry Position: 4.3% above the Insurance median (#231 of 498)
No single metric tells the full story. See the MIL:REVO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
REVO Insurance SpA is an insurance company based in Italy. It specializes in special and parametric risks and with a prevalent, as well as focus on the SME sector. It operates in the Non-life Operations segment, Life Operations segment, Equity interests, and others, and the majority of its revenue comes from the Non-life Operations segment.
81GF Score
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