Propel HoldingsTSX:PRL +3.74%64 Net Margin % is 13.55% as of Mar. 2026, which is 65% above its 10-year median of 8.22. GuruFocus rates TSX:PRL with a GF Score™ of 64/100 and a GF Value™ of C$32.65 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 534 Credit Services companies, Propel Holdings ranks worse than 61.05% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Propel Holdings's Net Income for the
three
months ended in Mar. 2026 was C$28.4 Mil. Propel Holdings's Revenue for the
three
months ended in Mar. 2026 was C$209.7 Mil. Therefore, Propel Holdings's net margin for the quarter that ended in Mar. 2026 was 13.55%.
The historical rank and industry rank for Propel Holdings's Net Margin % or its related term are showing as below:
TSX:PRL'
s Net Margin % Range Over the Past 10 Years
Min: -0.34 Med: 8.22 Max: 11.15
Current: 9.8
TSX:PRL's Net Margin % is ranked worse than 61.05% of 534
companies
in the Credit Services industry
Industry Median: 14.52
vs TSX:PRL: 9.80
Propel Holdings (TSX:PRL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Propel Holdings Net Margin % Related Terms
Propel Holdings Net Margin % Historical Data
* Premium members only.
The historical data trend for Propel Holdings's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Propel Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Propel Holdings Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Propel Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Propel Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Propel Holdings (TSX:PRL) has a Net Margin % of 13.55% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Propel Holdings and its competitors. This is 65% above median its historical median of 8.22. According to the industry distribution chart, Propel Holdings ranks #326 out of 534 companies in the Credit Services industry, placing it in the top 61%.
Is Propel Holdings' Net Margin % too high?
Propel Holdings' current Net Margin % of 13.55% is 65% above median its 10-year median of 8.22. The Credit Services industry median Net Margin % is 14.52. Propel Holdings' value of 13.55% is 6.7% below this industry median. Based on the distribution chart, Propel Holdings ranks #326 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Propel Holdings has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #326 out of 534 companies for Net Margin %. This places Propel Holdings in the lower half of its industry. The industry median Net Margin % is 14.52. Propel Holdings' value of 13.55% is 6.7% below this benchmark. While the company's 10-year median is 8.22 vs. the industry median of 14.52, Propel Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current Net Margin % of 13.55% is 6.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Propel Holdings and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current Net Margin % is 13.55%, which is 65% above median its own 10-year median of 8.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (TSX:PRL) is currently considered Modestly Undervalued. The stock's GF Value™ is C$32.65, compared to a current price of C$24.94 — trading 23.6% below its estimated fair value. The current Net Margin % is 13.55%, which is 65% above median its 10-year median of 8.22 and 6.7% below the Credit Services industry median of 14.52. Propel Holdings' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Propel Holdings (TSX:PRL), the current Net Margin % is 13.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Propel Holdings (TSX:PRL) Overvalued in 2026?
Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued.
The current stock price of C$24.94 is trading 23.6% below its estimated GF Value™ of C$32.65.
GuruFocus considers Propel Holdings to be Modestly Undervalued.
Key valuation signals for TSX:PRL:
Net Margin %: 13.55% (65% above median its 10-year median of 8.22)
GF Value™: C$32.65 vs. price of C$24.94 (23.6% below fair value)
Industry Position: 6.7% below the Credit Services median (#326 of 534)
No single metric tells the full story. See the TSX:PRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. All the firm's operations are conducted through its consumer-facing brands: MoneyKey, CreditFresh, Fora Credit, and QuidMarket.
64GF Score
Get the complete analysis for TSX:PRL
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSX:PRL has been successfully added to your 
