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Bank of PalestineXPAE:BOP -0.70%79 Net Margin % is 15.05% as of Mar. 2026, which is 11% below its 10-year median of 16.96. GuruFocus rates XPAE:BOP with a GF Score™ of 79/100 and a GF Value™ of $1.53 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Bank of Palestine ranks worse than 85.33% on this metric.
The historical rank and industry rank for Bank of Palestine's Net Margin % or its related term are showing as below:
XPAE:BOP'
s Net Margin % Range Over the Past 10 Years
Min: -8.3 Med: 16.96 Max: 29.42
Current: 12.41
XPAE:BOP's Net Margin % is ranked worse than 85.33% of 1527
companies
in the Banks industry
Industry Median: 26.88
vs XPAE:BOP: 12.41
Bank of Palestine (XPAE:BOP) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of Palestine Net Margin % Related Terms
Bank of Palestine Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Palestine's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Palestine's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Palestine Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Palestine's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Palestine's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Palestine (XPAE:BOP) has a Net Margin % of 15.05% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of Palestine and its competitors. This is 11% below median its historical median of 16.96. According to the industry distribution chart, Bank of Palestine ranks #1303 out of 1527 companies in the Banks industry, placing it in the top 85.3%.
Is Bank of Palestine's Net Margin % too high?
Bank of Palestine's current Net Margin % of 15.05% is 11% below median its 10-year median of 16.96. The Banks industry median Net Margin % is 26.88. Bank of Palestine's value of 15.05% is 44% below this industry median. Based on the distribution chart, Bank of Palestine ranks #1303 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Palestine has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Palestine's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Palestine ranks #1303 out of 1527 companies for Net Margin %. This places Bank of Palestine in the lower half of its industry. The industry median Net Margin % is 26.88. Bank of Palestine's value of 15.05% is 44% below this benchmark. While the company's 10-year median is 16.96 vs. the industry median of 26.88, Bank of Palestine has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Palestine's current Net Margin % of 15.05% is 44% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Palestine and its competitors. For the Banks industry, the median Net Margin % is 26.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Palestine's current Net Margin % is 15.05%, which is 11% below median its own 10-year median of 16.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Palestine stock overvalued right now?
Based on GuruFocus' analysis, Bank of Palestine (XPAE:BOP) is currently considered Fairly Valued. The stock's GF Value™ is $1.53, compared to a current price of $1.42 — trading 7.2% below its estimated fair value. The current Net Margin % is 15.05%, which is 11% below median its 10-year median of 16.96 and 44% below the Banks industry median of 26.88. Bank of Palestine's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Palestine (XPAE:BOP), the current Net Margin % is 15.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Palestine (XPAE:BOP) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Palestine stock appears to be undervalued.
The current stock price of $1.42 is trading 7.2% below its estimated GF Value™ of $1.53.
GuruFocus considers Bank of Palestine to be Fairly Valued.
Key valuation signals for XPAE:BOP:
Net Margin %: 15.05% (11% below median its 10-year median of 16.96)
GF Value™: $1.53 vs. price of $1.42 (7.2% below fair value)
Industry Position: 44% below the Banks median (#1303 of 1527)
No single metric tells the full story. See the XPAE:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Palestine is active in the banking operation in Palestine. The areas of businesses under its portfolio include Retail banking, Corporate banking and Treasury services, which are also its operating segments. The Retail banking is its key segment and generates the maximum revenues through interest received from individual customers' deposits and providing consumer loans, overdrafts, credit card facilities and other services. The Corporate banking segment includes handling loans, credit facilities, deposits and current accounts for corporate, institutional customers and public sector. Under the Treasury service umbrella, the bank provides trading and treasury services and manages the bank's funds and investment.
79GF Score
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