Bank of Palestine (XPAE:BOP) E10: $0.18 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:BOP Bank of Palestine XPAE:BOP
79 GF Score
Price $1.42
GF Value $1.53
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Bank of Palestine E10?

Bank of Palestine XPAE:BOP -0.70% 79 E10 is $0.18 as of Mar. 2026. GuruFocus rates XPAE:BOP with a GF Score™ of 79/100 and a GF Value™ of $1.53 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank of Palestine's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.048. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.18 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bank of Palestine's average E10 Growth Rate was -5.30% per year. During the past 3 years, the average E10 Growth Rate was -7.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bank of Palestine was -7.80% per year. The lowest was -7.80% per year. And the median was -7.80% per year.

As of today (2026-07-17), Bank of Palestine's current stock price is $1.42. Bank of Palestine's E10 for the quarter that ended in Mar. 2026 was $0.18. Bank of Palestine's Shiller PE Ratio of today is 7.89.

During the past 13 years, the highest Shiller PE Ratio of Bank of Palestine was 9.40. The lowest was 6.82. And the median was 8.23.


Bank of Palestine  (XPAE:BOP) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank of Palestine's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.42/0.18
=7.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank of Palestine was 9.40. The lowest was 6.82. And the median was 8.23.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank of Palestine E10 Related Terms


Bank of Palestine E10 Historical Data

* Premium members only.

The historical data trend for Bank of Palestine's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Palestine E10 Chart

Bank of Palestine Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.23 0.21 0.18 0.18

Bank of Palestine Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.18 0.18 0.18 0.18

XPAE:BOP vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Bank of Palestine's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Palestine Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Palestine's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Palestine's Shiller PE Ratio falls into.


XPAE:BOP
79GF Score
Bank of Palestine XPAE:BOP
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Palestine E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank of Palestine's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.048/330.2130*330.2130
=0.048

Current CPI (Mar. 2026) = 330.2130.

Bank of Palestine Quarterly Data

per share eps CPI Adj_EPS
201606 0.061 241.018 0.084
201609 0.065 241.428 0.089
201612 0.055 241.432 0.075
201703 0.053 243.801 0.072
201706 0.045 244.955 0.061
201709 0.068 246.819 0.091
201712 0.053 246.524 0.071
201803 0.054 249.554 0.071
201806 0.046 251.989 0.060
201809 0.068 252.439 0.089
201812 0.051 251.233 0.067
201903 0.047 254.202 0.061
201906 0.041 256.143 0.053
201909 0.059 256.759 0.076
201912 -0.009 256.974 -0.012
202003 0.022 258.115 0.028
202006 0.018 257.797 0.023
202009 0.018 260.280 0.023
202012 0.027 260.474 0.034
202103 0.044 264.877 0.055
202106 0.065 271.696 0.079
202109 0.056 274.310 0.067
202112 0.037 278.802 0.044
202203 0.065 287.504 0.075
202206 0.067 296.311 0.075
202209 0.065 296.808 0.072
202212 0.058 296.797 0.065
202303 0.077 301.836 0.084
202306 0.087 305.109 0.094
202309 -0.077 307.789 -0.083
202312 -0.048 306.746 -0.052
202403 0.067 312.332 0.071
202406 -0.048 314.175 -0.050
202409 -0.087 315.301 -0.091
202412 -0.038 315.605 -0.040
202503 0.067 319.799 0.069
202506 0.028 322.561 0.029
202509 0.048 324.800 0.049
202512 0.038 324.054 0.039
202603 0.048 330.213 0.048

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.18 mean?
Bank of Palestine (XPAE:BOP) has a E10 of $0.18 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank of Palestine and its competitors.
Is Bank of Palestine's E10 too high?
Bank of Palestine's current E10 is $0.18. Overall, Bank of Palestine has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Palestine's E10 compare to PNC and USB?
Bank of Palestine's E10 of $0.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank of Palestine and its competitors. Bank of Palestine's current E10 is $0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Palestine stock overvalued right now?
Based on GuruFocus' analysis, Bank of Palestine (XPAE:BOP) is currently considered Fairly Valued. The stock's GF Value™ is $1.53, compared to a current price of $1.42 — trading 7.2% below its estimated fair value. The current E10 is $0.18. Bank of Palestine's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bank of Palestine (XPAE:BOP), the current E10 is $0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Palestine (XPAE:BOP) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Palestine stock appears to be undervalued. The current stock price of $1.42 is trading 7.2% below its estimated GF Value™ of $1.53. GuruFocus considers Bank of Palestine to be Fairly Valued.

Key valuation signals for XPAE:BOP:

  • E10: $0.18
  • GF Value™: $1.53 vs. price of $1.42 (7.2% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the XPAE:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Palestine Business Description

Address Ain Misbah, P.O. Box 471, Ramallah, PSE
Bank of Palestine is active in the banking operation in Palestine. The areas of businesses under its portfolio include Retail banking, Corporate banking and Treasury services, which are also its operating segments. The Retail banking is its key segment and generates the maximum revenues through interest received from individual customers' deposits and providing consumer loans, overdrafts, credit card facilities and other services. The Corporate banking segment includes handling loans, credit facilities, deposits and current accounts for corporate, institutional customers and public sector. Under the Treasury service umbrella, the bank provides trading and treasury services and manages the bank's funds and investment.
79GF Score

Get the complete analysis for XPAE:BOP

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.42
Price
$1.53
GF Value