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Bank of PalestineXPAE:BOP 64 Return-on-Tangible-Equity is 10.28% as of Mar. 2026, which is 8% below its 10-year median of 11.22. GuruFocus rates XPAE:BOP with a GF Score™ of 64/100 and a GF Value™ of $1.53 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,518 Banks companies, Bank of Palestine ranks worse than 63.24% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bank of Palestine's annualized net income for the quarter that ended in Mar. 2026 was $60.8 Mil. Bank of Palestine's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $591.2 Mil. Therefore, Bank of Palestine's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 10.28%.
The historical rank and industry rank for Bank of Palestine's Return-on-Tangible-Equity or its related term are showing as below:
XPAE:BOP'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -5.95 Med: 11.22 Max: 15.52
Current: 8.97
During the past 13 years, Bank of Palestine's highest Return-on-Tangible-Equity was 15.52%. The lowest was -5.95%. And the median was 11.22%.
XPAE:BOP's Return-on-Tangible-Equity is ranked worse than 63.24% of 1518
companies
in the Banks industry
Industry Median: 11.27
vs XPAE:BOP: 8.97
Bank of Palestine (XPAE:BOP) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bank of Palestine Return-on-Tangible-Equity Related Terms
Bank of Palestine Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Bank of Palestine's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAE:BOP vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Bank of Palestine's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Palestine Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Palestine's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bank of Palestine's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 10.28% mean?
Bank of Palestine (XPAE:BOP) has a Return-on-Tangible-Equity of 10.28% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Palestine and its competitors. This is near median its historical median of 11.22. According to the industry distribution chart, Bank of Palestine ranks #960 out of 1518 companies in the Banks industry, placing it in the top 63.2%.
Is Bank of Palestine's Return-on-Tangible-Equity too high?
Bank of Palestine's current Return-on-Tangible-Equity of 10.28% is near median its 10-year median of 11.22. The Banks industry median Return-on-Tangible-Equity is 11.27. Bank of Palestine's value of 10.28% is 8.8% below this industry median. Based on the distribution chart, Bank of Palestine ranks #960 out of 1518 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Palestine has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Palestine's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Palestine ranks #960 out of 1518 companies for Return-on-Tangible-Equity. This places Bank of Palestine in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.27. Bank of Palestine's value of 10.28% is 8.8% below this benchmark. While the company's 10-year median is 11.22 vs. the industry median of 11.27, Bank of Palestine has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.27, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Palestine's current Return-on-Tangible-Equity of 10.28% is 8.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Palestine and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Palestine's current Return-on-Tangible-Equity is 10.28%, which is near median its own 10-year median of 11.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Palestine stock overvalued right now?
Based on GuruFocus' analysis, Bank of Palestine (XPAE:BOP) is currently considered Fairly Valued. The stock's GF Value™ is $1.53, compared to a current price of $1.43 — trading 6.5% below its estimated fair value. The current Return-on-Tangible-Equity is 10.28%, which is near median its 10-year median of 11.22 and 8.8% below the Banks industry median of 11.27. Bank of Palestine's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bank of Palestine (XPAE:BOP), the current Return-on-Tangible-Equity is 10.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Palestine (XPAE:BOP) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Palestine stock appears to be undervalued.
The current stock price of $1.43 is trading 6.5% below its estimated GF Value™ of $1.53.
GuruFocus considers Bank of Palestine to be Fairly Valued.
Key valuation signals for XPAE:BOP:
Return-on-Tangible-Equity: 10.28% (near median its 10-year median of 11.22)
GF Value™: $1.53 vs. price of $1.43 (6.5% below fair value)
Industry Position: 8.8% below the Banks median (#960 of 1518)
No single metric tells the full story. See the XPAE:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Palestine is active in the banking operation in Palestine. The areas of businesses under its portfolio include Retail banking, Corporate banking and Treasury services, which are also its operating segments. The Retail banking is its key segment and generates the maximum revenues through interest received from individual customers' deposits and providing consumer loans, overdrafts, credit card facilities and other services. The Corporate banking segment includes handling loans, credit facilities, deposits and current accounts for corporate, institutional customers and public sector. Under the Treasury service umbrella, the bank provides trading and treasury services and manages the bank's funds and investment.
64GF Score
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