Bank of Palestine (XPAE:BOP) Pretax Margin %: 22.78% (As of Mar. 2026) — 16% Below Median

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XPAE:BOP Bank of Palestine XPAE:BOP
79 GF Score
Price $1.42
GF Value $1.53
Valuation Fairly Valued
! 3 Warning Signs
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What is Bank of Palestine Pretax Margin %?

Bank of Palestine XPAE:BOP -0.70% 79 Pretax Margin % is 22.78% as of Mar. 2026, which is 16% below its 10-year median of 27.09. GuruFocus rates XPAE:BOP with a GF Score™ of 79/100 and a GF Value™ of $1.53 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Bank of Palestine ranks worse than 85.66% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Bank of Palestine's Pre-Tax Income for the three months ended in Mar. 2026 was $23.0 Mil. Bank of Palestine's Revenue for the three months ended in Mar. 2026 was $101.0 Mil. Therefore, Bank of Palestine's pretax margin for the quarter that ended in Mar. 2026 was 22.78%.

The historical rank and industry rank for Bank of Palestine's Pretax Margin % or its related term are showing as below:

XPAE:BOP' s Pretax Margin % Range Over the Past 10 Years
Min: -13.06   Med: 27.09   Max: 39.24
Current: 16


XPAE:BOP's Pretax Margin % is ranked worse than
85.66% of 1527 companies
in the Banks industry
Industry Median: 34.67 vs XPAE:BOP: 16.00

Bank of Palestine  (XPAE:BOP) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Bank of Palestine Pretax Margin % Related Terms


Bank of Palestine Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Bank of Palestine's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Palestine Pretax Margin % Chart

Bank of Palestine Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.91 37.27 5.55 -13.06 17.16

Bank of Palestine Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.17 12.10 13.21 15.71 22.78

XPAE:BOP vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Bank of Palestine's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Palestine Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Palestine's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Bank of Palestine's Pretax Margin % falls into.


XPAE:BOP
79GF Score
Bank of Palestine XPAE:BOP
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Palestine Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Bank of Palestine's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=66.341/386.57
=17.16 %

Bank of Palestine's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=23.015/101.012
=22.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 22.78% mean?
Bank of Palestine (XPAE:BOP) has a Pretax Margin % of 22.78% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Palestine and its competitors. This is 16% below median its historical median of 27.09. According to the industry distribution chart, Bank of Palestine ranks #1308 out of 1527 companies in the Banks industry, placing it in the top 85.7%.
Is Bank of Palestine's Pretax Margin % too high?
Bank of Palestine's current Pretax Margin % of 22.78% is 16% below median its 10-year median of 27.09. The Banks industry median Pretax Margin % is 34.67. Bank of Palestine's value of 22.78% is 34.3% below this industry median. Based on the distribution chart, Bank of Palestine ranks #1308 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Palestine has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Palestine's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Palestine ranks #1308 out of 1527 companies for Pretax Margin %. This places Bank of Palestine in the lower half of its industry. The industry median Pretax Margin % is 34.67. Bank of Palestine's value of 22.78% is 34.3% below this benchmark. While the company's 10-year median is 27.09 vs. the industry median of 34.67, Bank of Palestine has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Palestine's current Pretax Margin % of 22.78% is 34.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Palestine and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Palestine's current Pretax Margin % is 22.78%, which is 16% below median its own 10-year median of 27.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Palestine stock overvalued right now?
Based on GuruFocus' analysis, Bank of Palestine (XPAE:BOP) is currently considered Fairly Valued. The stock's GF Value™ is $1.53, compared to a current price of $1.42 — trading 7.2% below its estimated fair value. The current Pretax Margin % is 22.78%, which is 16% below median its 10-year median of 27.09 and 34.3% below the Banks industry median of 34.67. Bank of Palestine's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of Palestine (XPAE:BOP), the current Pretax Margin % is 22.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Palestine (XPAE:BOP) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Palestine stock appears to be undervalued. The current stock price of $1.42 is trading 7.2% below its estimated GF Value™ of $1.53. GuruFocus considers Bank of Palestine to be Fairly Valued.

Key valuation signals for XPAE:BOP:

  • Pretax Margin %: 22.78% (16% below median its 10-year median of 27.09)
  • GF Value™: $1.53 vs. price of $1.42 (7.2% below fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 34.3% below the Banks median (#1308 of 1527)

No single metric tells the full story. See the XPAE:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Palestine Business Description

Address Ain Misbah, P.O. Box 471, Ramallah, PSE
Bank of Palestine is active in the banking operation in Palestine. The areas of businesses under its portfolio include Retail banking, Corporate banking and Treasury services, which are also its operating segments. The Retail banking is its key segment and generates the maximum revenues through interest received from individual customers' deposits and providing consumer loans, overdrafts, credit card facilities and other services. The Corporate banking segment includes handling loans, credit facilities, deposits and current accounts for corporate, institutional customers and public sector. Under the Treasury service umbrella, the bank provides trading and treasury services and manages the bank's funds and investment.
79GF Score

Get the complete analysis for XPAE:BOP

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.42
Price
$1.53
GF Value