Bank of Palestine (XPAE:BOP) Cyclically Adjusted PB Ratio: (As of Aug. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:BOP Bank of Palestine XPAE:BOP
60 GF Score
Price $1.52
GF Value $1.54
Valuation Fairly Valued
! 2 Warning Signs
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What is Bank of Palestine Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Palestine  (XPAE:BOP) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Bank of Palestine Cyclically Adjusted PB Ratio Related Terms


Bank of Palestine Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Palestine's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Palestine Cyclically Adjusted PB Ratio Chart

Bank of Palestine Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.03 0.90 0.75 0.75

Bank of Palestine Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 0.70 0.75 0.68 0.00

XPAE:BOP vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Bank of Palestine's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Palestine Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Palestine's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Palestine's Cyclically Adjusted PB Ratio falls into.


XPAE:BOP
60GF Score
Bank of Palestine XPAE:BOP
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Palestine Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Bank of Palestine's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Bank of Palestine's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.282/333.9520*333.9520
=2.282

Current CPI (Jun. 2026) = 333.9520.

Bank of Palestine Quarterly Data

Book Value per Share CPI Adj_Book
201609 1.510 241.428 2.089
201612 1.583 241.432 2.190
201703 1.631 243.801 2.234
201706 1.592 244.955 2.170
201709 1.645 246.819 2.226
201712 1.718 246.524 2.327
201803 1.658 249.554 2.219
201806 1.450 251.989 1.922
201809 1.506 252.439 1.992
201812 1.579 251.233 2.099
201903 1.526 254.202 2.005
201906 1.570 256.143 2.047
201909 1.613 256.759 2.098
201912 1.625 256.974 2.112
202003 1.585 258.115 2.051
202006 1.585 257.797 2.053
202009 1.605 260.280 2.059
202012 1.635 260.474 2.096
202103 1.649 264.877 2.079
202106 1.636 271.696 2.011
202109 1.792 274.310 2.182
202112 1.878 278.802 2.249
202203 1.949 287.504 2.264
202206 1.942 296.311 2.189
202209 1.940 296.808 2.183
202212 2.007 296.797 2.258
202303 2.205 301.836 2.440
202306 2.192 305.109 2.399
202309 2.111 307.789 2.290
202312 2.061 306.746 2.244
202403 2.099 312.332 2.244
202406 2.048 314.175 2.177
202409 1.909 315.301 2.022
202412 1.869 315.605 1.978
202503 1.938 319.799 2.024
202506 1.996 322.561 2.066
202509 2.037 324.800 2.094
202512 2.145 324.054 2.211
202603 2.185 330.213 2.210
202606 2.282 333.952 2.282

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Bank of Palestine (XPAE:BOP) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Palestine stock appears to be undervalued. The current stock price of $1.52 is trading 1.3% below its estimated GF Value™ of $1.54. GuruFocus considers Bank of Palestine to be Fairly Valued.

Key valuation signals for XPAE:BOP:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $1.54 vs. price of $1.52 (1.3% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the XPAE:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Palestine Business Description

Address Ain Misbah, P.O. Box 471, Ramallah, PSE
Bank of Palestine is active in the banking operation in Palestine. The areas of businesses under its portfolio include Retail banking, Corporate banking and Treasury services, which are also its operating segments. The Retail banking is its key segment and generates the maximum revenues through interest received from individual customers' deposits and providing consumer loans, overdrafts, credit card facilities and other services. The Corporate banking segment includes handling loans, credit facilities, deposits and current accounts for corporate, institutional customers and public sector. Under the Treasury service umbrella, the bank provides trading and treasury services and manages the bank's funds and investment.
60GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.52
Price
$1.54
GF Value