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FFBC (First Financial Bancorp) Net Margin % : 25.60% (As of Mar. 2025)


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What is First Financial Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. First Financial Bancorp's Net Income for the three months ended in Mar. 2025 was $51.3 Mil. First Financial Bancorp's Revenue for the three months ended in Mar. 2025 was $200.4 Mil. Therefore, First Financial Bancorp's net margin for the quarter that ended in Mar. 2025 was 25.60%.

The historical rank and industry rank for First Financial Bancorp's Net Margin % or its related term are showing as below:

FFBC' s Net Margin % Range Over the Past 10 Years
Min: 23.33   Med: 28.92   Max: 32.9
Current: 27.29


FFBC's Net Margin % is ranked better than
56.77% of 1589 companies
in the Banks industry
Industry Median: 24.89 vs FFBC: 27.29

First Financial Bancorp Net Margin % Historical Data

The historical data trend for First Financial Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Financial Bancorp Net Margin % Chart

First Financial Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.13 32.90 30.70 30.45 27.39

First Financial Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.96 28.31 26.06 28.93 25.60

Competitive Comparison of First Financial Bancorp's Net Margin %

For the Banks - Regional subindustry, First Financial Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Financial Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Financial Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where First Financial Bancorp's Net Margin % falls into.


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First Financial Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

First Financial Bancorp's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=228.83/835.578
=27.39 %

First Financial Bancorp's Net Margin for the quarter that ended in Mar. 2025 is calculated as

Net Margin=Net Income (Q: Mar. 2025 )/Revenue (Q: Mar. 2025 )
=51.293/200.379
=25.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Financial Bancorp  (NAS:FFBC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


First Financial Bancorp Net Margin % Related Terms

Thank you for viewing the detailed overview of First Financial Bancorp's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


First Financial Bancorp Business Description

Traded in Other Exchanges
N/A
Address
255 East Fifth Street, Suite 900, Cincinnati, OH, USA, 45202
First Financial Bancorp is a mid-sized, regional bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary. The range of banking services provided to individuals and businesses includes commercial lending, real estate lending and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property or commercial property. In addition, it offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial's Wealth Management line of business.
Executives
Dawn C Morris director 255 E. FIFTH STREET, CINCINNATI OH 45202
Cynthia O Booth director 255 E. FIFTH STREET, CINCINNATI OH 45202
James R Shank officer: Internal Auditor 255 EAST 5TH STREET, SUITE 2900, CINCINNATI OH 45202
Gregory A Harris officer: SVP, WM Sr Operating Officer 255 E. FIFTH STREET, CINCINNATI OH 45202
Richard S Dennen officer: President, Oak Street Funding 255 E FIFTH STREET, CINCINNATI OH 45202
James M Anderson officer: Chief Financial Officer
Thomas Murray Obrien director 255 E FIFTH STREET, CINCINNATI OH 45202
Scott T Crawley officer: Controller & Prin Actg Officer 255 E FIFTH STREET, SUITE 2900, CINCINNATI OH 45202
Vince Berta director 255 E FIFTH STREET, CINCINNATI OH 45202
Claude E Davis director, officer: President & CEO 255 E FIFTH STREET, CINCINNATI OH 45202
William G Barron director 255 E FIFTH STREET, CINCINNATI OH 45202
Andre T Porter director 255 E FIFTH STREET, CINCINNATI OH 45202
Gary W Warzala director 255 E FIFTH STREET, CINCINNATI OH 45202
Brown Archie M Jr director, officer: Chief Executive Officer 255 E FIFTH STREET, CINCINNATI OH 45202
First Financial Bancorp /oh/ officer: President, Wealth Management 255 EAST FIFTH STREET, SUITE 800, CINCINNATI OH 45202