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PGY (Pagaya Technologies) Net Margin % : 2.79% (As of Mar. 2025)


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What is Pagaya Technologies Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Pagaya Technologies's Net Income for the three months ended in Mar. 2025 was $8 Mil. Pagaya Technologies's Revenue for the three months ended in Mar. 2025 was $283 Mil. Therefore, Pagaya Technologies's net margin for the quarter that ended in Mar. 2025 was 2.79%.

The historical rank and industry rank for Pagaya Technologies's Net Margin % or its related term are showing as below:

PGY' s Net Margin % Range Over the Past 10 Years
Min: -44.11   Med: -20.44   Max: 15.77
Current: -35.45


PGY's Net Margin % is ranked worse than
82.78% of 2782 companies
in the Software industry
Industry Median: 2.72 vs PGY: -35.45

Pagaya Technologies Net Margin % Historical Data

The historical data trend for Pagaya Technologies's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pagaya Technologies Net Margin % Chart

Pagaya Technologies Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
15.77 -20.44 -44.11 -16.62 -39.96

Pagaya Technologies Quarterly Data
Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.95 -30.83 -27.07 -86.31 2.79

Competitive Comparison of Pagaya Technologies's Net Margin %

For the Software - Infrastructure subindustry, Pagaya Technologies's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pagaya Technologies's Net Margin % Distribution in the Software Industry

For the Software industry and Technology sector, Pagaya Technologies's Net Margin % distribution charts can be found below:

* The bar in red indicates where Pagaya Technologies's Net Margin % falls into.


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Pagaya Technologies Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Pagaya Technologies's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=-401.406/1004.55
=-39.96 %

Pagaya Technologies's Net Margin for the quarter that ended in Mar. 2025 is calculated as

Net Margin=Net Income (Q: Mar. 2025 )/Revenue (Q: Mar. 2025 )
=7.893/282.704
=2.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pagaya Technologies  (NAS:PGY) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Pagaya Technologies Net Margin % Related Terms

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Pagaya Technologies Business Description

Traded in Other Exchanges
N/A
Address
335 Madison Ave, 16th Floor, New York, NY, USA, 10017
Pagaya Technologies Ltd is a financial technology company working to reshape the lending marketplace by using machine learning, data analytics, and sophisticated AI-driven credit and analysis technology. It was built to provide a comprehensive solution to enable the credit industry to deliver customers a positive experience while simultaneously enhancing the broader credit ecosystem. Its proprietary API seamlessly integrates into its next-gen infrastructure network of partners to deliver a premium customer user experience and greater access to credit. The company generates majority of its revenue from United States.
Executives
Alison Davis director 255 FISERV DRIVE, BROOKFIELD WI 53045
Asheet Mehta director 90 PARK AVENUE, 20TH FLOOR, NEW YORK NY 10016
Vieira Cory officer: Chief Accounting Officer 90 PARK AVENUE, 20TH FLOOR, NEW YORK NY 10016
Nam Woo Kim officer: See Remarks 90 PARK AVENUE, NEW YORK NJ 10016
Avital Pardo director, officer: Chief Technology Officer AZRIELI SARONA BLDG, 54TH FLOOR, DERECH MENACHEM BEGIN 121, TEL-AVIV L3 000000
Tami Rosen director, officer: Chief Development Officer 90 PARK AVE, NEW YORK NY 10016
Evangelos Perros officer: Chief Financial Officer 90 PARK AVE., 20TH FLOOR, NEW YORK NY 10016
Nicole Torraco director 90 PARK AVE, 20TH FLOOR, NEW YORK NY 10016
Harvey Golub director
Avi Zeevi director C/O FTAC OLYMPUS ACQUISITION CORP., 2929 ARCH STREET, SUITE 1703, PHILADELPHIA PA 19104
Sanjiv Das officer: President 1601 UTICA AVENUE SOUTH, SUITE 900, ST. LOUIS PARK MN 55416
Yahav Yulzari director, officer: Chief Revenue Officer AZRIELI SARONA BLDG, 54TH FLOOR, DERECH MENACHEM BEGIN 121, TEL-AVIV L3 000000
Gal Krubiner director, officer: Chief Executive Officer AZRIELI SARONA BLDG, 54TH FLOOR, DERECH MENACHEM BEGIN 121, TEL-AVIV L3 000000
Dan Petrozzo director 35 BARRON HILL ROAD, EASTON PA 18042
Scott Bower officer: Deputy Chief Financial Officer 90 PARK AVENUE, 31ST FLOOR, NEW YORK NY 10016