GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PSB Holdings Inc (OTCPK:PSBQ) » Definitions » Net Margin %

PSB Holdings (PSB Holdings) Net Margin % : 22.45% (As of Dec. 2023)


View and export this data going back to . Start your Free Trial

What is PSB Holdings Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. PSB Holdings's Net Income for the three months ended in Dec. 2023 was $2.41 Mil. PSB Holdings's Revenue for the three months ended in Dec. 2023 was $10.75 Mil. Therefore, PSB Holdings's net margin for the quarter that ended in Dec. 2023 was 22.45%.

The historical rank and industry rank for PSB Holdings's Net Margin % or its related term are showing as below:

PSBQ' s Net Margin % Range Over the Past 10 Years
Min: 21.05   Med: 26.3   Max: 29.18
Current: 21.05


PSBQ's Net Margin % is ranked worse than
64.47% of 1458 companies
in the Banks industry
Industry Median: 25.41 vs PSBQ: 21.05

PSB Holdings Net Margin % Historical Data

The historical data trend for PSB Holdings's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PSB Holdings Net Margin % Chart

PSB Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.94 24.64 26.60 28.74 21.05

PSB Holdings Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.97 25.22 24.44 11.91 22.45

Competitive Comparison of PSB Holdings's Net Margin %

For the Banks - Regional subindustry, PSB Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSB Holdings's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PSB Holdings's Net Margin % distribution charts can be found below:

* The bar in red indicates where PSB Holdings's Net Margin % falls into.



PSB Holdings Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

PSB Holdings's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=9.569/45.457
=21.05 %

PSB Holdings's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=2.413/10.748
=22.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PSB Holdings  (OTCPK:PSBQ) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


PSB Holdings Net Margin % Related Terms

Thank you for viewing the detailed overview of PSB Holdings's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


PSB Holdings (PSB Holdings) Business Description

Traded in Other Exchanges
N/A
Address
1905 Stewart Avenue, P.O. Box 1686, Wausau, WI, USA, 54402-1686
PSB Holdings Inc operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services.
Executives
Lee A Guenther director 9165 DAVIES ROAD, MINOCQUA WI 54548-0050
Karla M Kieffer director 803 MCINDOE STREET, WAUSAU WI 54403
Kevin J Kraft director 3011 N 9TH STREET, WAUSAU WI 54403
Tim Sonnentag director 205 NORTH STREET, PO BOX 100, MARATHON WI 54448-0100
Peter William Knitt director, officer: President & CEO PO BOX 1686, WAUSAU WI 54402-1686
John H Sonnentag director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Charles A Ghidorzi director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Thomas R Polzer director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
William J Fish director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Patrick L Crooks director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Todd R Toppen officer: Vice President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Scott M Cattanach officer: Treasurer PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Connor director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Gullickson director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
David K Kopperud director, officer: President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686

PSB Holdings (PSB Holdings) Headlines

From GuruFocus

PSB Holdings, Inc. Announces 5% Stock Repurchase Program

By Value_Insider Value_Insider 12-19-2022

Peoples Hires Jessica Brown as Chief Financial Officer

By PurpleRose PurpleRose 07-15-2022

PSB Holdings Inc's Dividend Analysis

By GuruFocus Research 01-08-2024

Peoples Hires Jessica Brown as Chief Financial Officer

By GuruFocusNews GuruFocusNews 06-25-2022

PSB Holdings, Inc. Announces Results of Shareholder Vote

By Marketwired Marketwired 05-01-2020